Ogden, Utah Property Taxes
The median property tax rate in Ogden, UT is 0.59%, slightly higher than the Utah state median of 0.55% but below the national median of 0.99%. With a median home value of $521,000 in Ogden, the typical annual property tax bill amounts to $3,010, surpassing the national median of $2,690. Property taxes in Ogden are calculated based on the tax assessed value, which is often lower than the market value due to exemptions like the primary residence and agricultural exemptions. Understanding Ogden's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Ogden or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Ogden, Utah Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.59%
Estimate Property Tax Bill
$3,074
Ownwell’s Ogden Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Ogden with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Ogden to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Ogden, Utah
Property taxes in Ogden, Utah, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Ogden is 0.59%, which is lower than the U.S. national median of 0.99%. Local government entities within Ogden set these rates annually, and they can vary across different neighborhoods. Each year, Ogden estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. Understanding how Ogden's effective property tax rate compares to other areas in Davis County and the national median provides valuable insights into the varying tax landscape, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas. For comparison, the 84404 zip code has the highest median property tax rate of 0.60%, while the 84405 zip code has the lowest median tax rate of 0.59%. This comparison highlights the subtle variations in property tax rates within Davis County, illustrating the broader tax landscape that homeowners in Ogden navigate.
Average Ogden Tax Rate
0.59%
Average Davis County Tax Rate
0.56%
Average Utah Tax Rate
0.55%
Average United States Tax Rate
0.99%
Property Tax Rates Across Ogden, Utah
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 84404 | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
| 84405 | 0.55% | 0.55% | 0.59% | 0.61% | 0.64% |
Source: Ownwell
Property Tax Assessment Values Across Ogden, Utah
In Ogden, Utah, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Davis County Assessor's Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Ogden are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For instance, the highest median tax bill in Ogden is $3,019 in the 84405 zip code, while the lowest median tax bill is $1,226 in the 84404 zip code. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Ogden helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Ogden Assessed Value
$521,000
Average Davis County Assessed Value
$472,000
Average Utah Assessed Value
$457,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Ogden, Utah
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 84404 | $186,500 | $200,250 | $204,000 | $209,000 | $209,000 |
| 84405 | $367,400 | $440,000 | $521,000 | $601,000 | $706,000 |
Source: Ownwell
Property Tax Bills Across Ogden, Utah
Property tax bills in Ogden, Davis County, UT, are calculated based on the assessed value of a property, which is determined by local assessors. The assessed value is typically a percentage of the property's market value. Various factors, including property size, location, and improvements, influence this assessment. The local tax rate is then applied to the assessed value to determine the annual tax bill. For homeowners in Ogden, property tax rates can significantly impact their financial obligations. With a median home price of $521,000, the property tax bill varies widely. For instance, the tax bill at the 25th percentile is $2,517, while at the 75th percentile, it rises to $3,489. The top 10% of tax bills can reach up to $4,101. The highest median tax bill in the area is $3,019 in the 84405 zip code, while the lowest is $1,226 in the 84404 zip code. These variations highlight the importance of understanding local property tax rates and assessments for effective financial planning.
Average Ogden Tax Bill
$3,010
Average Davis County Tax Bill
$2,654
Average Utah Tax Bill
$2,492
Average United States Tax Bill
$2,690
Property Tax Bills Across Ogden, Utah
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 84404 | $1,121 | $1,204 | $1,226 | $1,257 | $1,257 |
| 84405 | $1,723 | $2,531 | $3,019 | $3,494 | $4,102 |
Source: Ownwell