Spotsylvania, Spotsylvania County, Virginia Property Taxes

Name: Property Tax Bills Across Spotsylvania, Spotsylvania County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Spotsylvania, VA effective property tax rate: 0.77%, significantly lower than the national median of 1.02%, but lower than the Virginia state median of 0.89%.
Median Spotsylvania, VA home value: $243,700
Median annual Spotsylvania, VA tax bill: $1,872, $528 lower than the national median property tax bill of $2,400.

How are property taxes in Spotsylvania calculated?

Property taxes in Spotsylvania, VA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Spotsylvania’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Spotsylvania, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Spotsylvania, Spotsylvania County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.77%

Estimate Property Tax Bill

$1,876

$1,741

Ownwell’s Spotsylvania Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Spotsylvania with just two data points. By entering your property's estimated assessed value, our calculator applies Spotsylvania’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Spotsylvania County. With the median property tax bill in Spotsylvania being below the national median, there’s still potential for savings. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Spotsylvania, Spotsylvania County, Virginia

Local government entities in Virginia, such as those in Spotsylvania County, set tax rates that can vary significantly across the state. This variation is due to each county's annual process of estimating the required budget to provide essential services and dividing it by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While there are votes and legislative measures involved in setting these tax rates and budgets, this process is the essence of how property taxes are determined each year. In Spotsylvania, the effective property tax rate is 0.77%, which is lower than the national median property tax rate of 1.02%. This places Spotsylvania on the more affordable side in terms of property taxes compared to the national average. For those considering property ownership in Virginia, understanding these local variations in tax rates is crucial for making informed decisions. Whether you're comparing Spotsylvania's effective property tax rate to other cities within Virginia or to the national landscape, it's clear that local factors significantly influence property tax obligations.

Property Tax Rates Across Spotsylvania, Spotsylvania County, Virginia

Source: Ownwell

0.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Spotsylvania Tax Rate

0.77%

Median Effective Spotsylvania County Tax Rate

0.77%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Spotsylvania, Spotsylvania County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
22551	0.77%	0.77%	0.77%	0.77%	0.77%
22553	0.77%	0.77%	0.77%	0.77%	0.77%

Source: Ownwell

Property Tax Assessment Values Across Spotsylvania, Spotsylvania County, Virginia

When examining property taxes in Spotsylvania, VA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Spotsylvania County estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Spotsylvania County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Spotsylvania. For example, the median home price in Spotsylvania is $243,700, with tax bills ranging significantly across the county. Zip code 22551 has the highest median home price at $249,050.

Property Tax Assessment Values Across Spotsylvania, Spotsylvania County, Virginia

Source: Ownwell

$139,700

$340,700

$541,700

Median Spotsylvania Market Value

$243,700

Median Spotsylvania County Market Value

$279,200

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Spotsylvania, Spotsylvania County, Virginia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
22551	$114,700	$169,600	$249,050	$392,175	$588,370
22553	$2,000	$6,225	$237,850	$368,975	$486,500

Source: Ownwell

Property Tax Bills Across Spotsylvania, Spotsylvania County, Virginia

In Spotsylvania, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. The tax rate, applied to this assessed value, dictates the final tax bill. With a median home price of $243,700, the property tax bills vary significantly, ranging from the 25th percentile at $954 to the 90th percentile at $4,159. The highest median tax bill in the area is $1,916 in the 22551 zip code, while the lowest is $1,827 in the 22553 zip code. These figures are notably lower than the national median property tax bill of $2,400, offering some relief to homeowners in the area. However, many homeowners may still face challenges due to rising property values and tax rates. This is where Ownwell steps in to assist. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax burden, ensuring they only pay what's fair and possibly saving them hundreds of dollars annually.

Property Tax Bills Across Spotsylvania, Spotsylvania County, Virginia

Source: Ownwell

$1,078

$2,629

$4,180

Median Spotsylvania Tax Bill

$1,872

Median Spotsylvania County Tax Bill

$2,149

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Spotsylvania, Spotsylvania County, Virginia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
22551	$786	$1,278	$1,916	$3,032	$4,544
22553	$15	$47	$1,827	$2,845	$3,750

Source: Ownwell