Stafford, Stafford County, Virginia Property Taxes
Median Stafford, VA effective property tax rate: 0.95%, slightly lower than the national median of 1.02%, but higher than the Virginia state median of 0.89%. Median Stafford, VA home value: $402,600. Median annual Stafford, VA tax bill: $3,693, $1,293 higher than the national median property tax bill of $2,400.
How are property taxes in Stafford calculated?
Property taxes in Stafford, VA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Stafford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stafford, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Stafford, Stafford County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.95%
Estimate Property Tax Bill
$3,825
$3,549
Property Tax Rates Across Stafford, Stafford County, Virginia
Local government entities set tax rates, which can vary widely within a state. This variation is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This process results in the property tax rate. Although votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.
Stafford in Virginia has a unique property tax landscape. The effective property tax rate in Stafford is notable when compared to other cities in Virginia and across the U.S. The median property tax rate in Stafford stands at 0.95%, which is below the national median of 1.02%. This means residents in Stafford typically enjoy lower property tax rates compared to the national average. However, it is important to note that within Stafford, the property tax rate remains consistent across different areas, reflecting a uniform approach to taxation in the region. Understanding these rates can help property owners make informed decisions about appealing their property taxes or seeking exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford Tax Rate
0.95%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford County Tax Rate
0.95%
Median Effective Virginia Tax Rate
0.89%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | 0.94% | 0.94% | 0.95% | 0.95% | 0.95% |
| 22556 | 0.94% | 0.94% | 0.95% | 0.95% | 0.95% |
Source: Ownwell
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
When examining property taxes in Stafford, VA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stafford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Stafford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stafford.
For example, the median home price in Stafford is $402,600, with tax bills ranging significantly across the county. Zip code 22554 has the highest median home price at $410,700.
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
Source: Ownwell
$324,700
$371,600
$418,500
Median Stafford Market Value
$402,600
Median Stafford County Market Value
$386,400
Median Virginia Market Value
$298,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | $258,900 | $332,325 | $410,700 | $517,875 | $614,610 |
| 22556 | $237,500 | $310,200 | $381,400 | $484,700 | $660,100 |
Source: Ownwell
Property Tax Bills Across Stafford, Stafford County, Virginia
Median Stafford Tax Bill
$3,693
Median Stafford County Tax Bill
$3,534
Median Virginia Tax Bill
$2,608
Median United States Tax Bill
$2,400
Property Tax Bills Across Stafford, Stafford County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22554 | $2,263 | $2,988 | $3,771 | $4,735 | $5,651 |
| 22556 | $1,996 | $2,828 | $3,526 | $4,375 | $5,957 |
Source: Ownwell