Whatcom County, Washington Property Taxes
Median Whatcom County effective property tax rate: 0.73%, significantly lower than the national median of 1.02%.
Median Whatcom County home value: $517,614
Median annual Whatcom County tax bill: $3,632, $1,232 higher than the national median property tax bill of $2,400.
How are property taxes in Whatcom County calculated?
Property taxes in Whatcom County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bellingham or another part of Whatcom County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Whatcom County, Washington Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$3,779
$3,506
$1,102
Average Tax Savings
Property Tax Rates Across Whatcom County, Washington
Local government entities set property tax rates, which can differ significantly across regions. This variation occurs because each county annually estimates its budget needs for public services and divides this by the total assessed value of all taxable property within its borders. This calculation determines the property tax rate. Although votes and legislation play roles in setting these rates and budgets, this is the basic annual procedure.
In Whatcom County, the effective property tax rate provides an insightful comparison to other counties in Washington or the U.S. median. The county's rate is lower than the national median property tax rate of 1.02%, making it an attractive option for property owners seeking more affordable tax obligations. However, within Whatcom County itself, there is variation. Everson boasts the highest median tax rate, while Glacier offers the lowest. This diversity within a single county highlights the importance of understanding local tax dynamics, as they can significantly impact property ownership costs. By exploring these differences, property owners can make informed decisions and potentially save on taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whatcom County Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington Tax Rate
0.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Whatcom County, Washington
City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Acme | 0.14% | 0.52% | 0.74% | 0.83% | 0.83% |
Bellingham | 0.63% | 0.72% | 0.73% | 0.76% | 0.84% |
Blaine | 0.64% | 0.70% | 0.71% | 0.76% | 0.78% |
Custer | 0.29% | 0.58% | 0.68% | 0.74% | 0.82% |
Deming | 0.47% | 0.57% | 0.65% | 0.72% | 0.79% |
Eliza Island | N/A | N/A | N/A | N/A | N/A |
Everson | 0.25% | 0.70% | 0.88% | 0.88% | 0.91% |
Ferndale | 0.35% | 0.63% | 0.70% | 0.77% | 0.83% |
Glacier | 0.45% | 0.48% | 0.48% | 0.51% | 0.59% |
Lummi Island | 0.54% | 0.57% | 0.74% | 0.75% | 0.77% |
Lynden | 0.46% | 0.64% | 0.69% | 0.77% | 0.81% |
Maple Falls | 0.41% | 0.48% | 0.64% | 0.65% | 0.67% |
Nooksack | 0.27% | 0.86% | 0.86% | 0.88% | 0.90% |
Point Roberts | 0.64% | 0.68% | 0.76% | 0.81% | 0.84% |
Sedro Woolley | 0.47% | 0.60% | 0.69% | 0.69% | 0.78% |
Sumas | 0.51% | 0.75% | 0.84% | 0.92% | 0.93% |
Source: Ownwell
$1,102
Average Whatcom County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across Whatcom County, Washington
When examining property taxes in Whatcom County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Whatcom County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year, typically reaching your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whatcom County. For example, the median tax bill in Whatcom County is $4,417, with tax bills ranging significantly across the county. Bellingham has the highest median home price at $605,223.
Property Tax Assessment Values Across Whatcom County, Washington
Source: Ownwell

$75,880
$355,009
$634,137
Median Whatcom County Market Value
$517,614
Median Washington Market Value
$482,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Whatcom County, Washington
City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Acme | $34,778 | $120,328 | $304,910 | $498,123 | $655,863 |
Bellingham | $150,137 | $445,552 | $605,223 | $805,566 | $1,115,286 |
Blaine | $27,976 | $193,496 | $412,212 | $592,250 | $859,634 |
Custer | $210,622 | $362,936 | $516,531 | $681,458 | $898,144 |
Deming | $23,660 | $29,885 | $113,261 | $444,424 | $618,581 |
Eliza Island | N/A | N/A | N/A | N/A | N/A |
Everson | $109,606 | $331,912 | $483,178 | $650,784 | $877,642 |
Ferndale | $162,695 | $409,177 | $527,794 | $664,202 | $848,358 |
Glacier | $50,151 | $75,880 | $75,880 | $182,112 | $442,928 |
Lummi Island | $36,652 | $144,437 | $430,416 | $792,602 | $1,118,002 |
Lynden | $276,473 | $431,160 | $545,194 | $677,398 | $860,136 |
Maple Falls | $38,316 | $104,306 | $228,289 | $362,648 | $461,962 |
Nooksack | $137,888 | $305,762 | $410,315 | $499,157 | $559,217 |
Point Roberts | $42,240 | $60,140 | $228,427 | $373,853 | $659,001 |
Sedro Woolley | $20,280 | $44,024 | $383,736 | $521,478 | $693,653 |
Sumas | $11,350 | $30,418 | $229,188 | $410,820 | $570,277 |
Source: Ownwell
$1,102
Average Whatcom County Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across Whatcom County, Washington
Median Whatcom County Tax Bill
$3,632
Median Washington Tax Bill
$4,284
Median United States Tax Bill
$2,400
Property Tax Bills Across Whatcom County, Washington
City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Acme | $94 | $388 | $1,897 | $3,479 | $4,939 |
Bellingham | $622 | $3,009 | $4,417 | $5,884 | $8,097 |
Blaine | $192 | $1,170 | $2,763 | $4,063 | $5,831 |
Custer | $626 | $1,787 | $3,270 | $4,539 | $6,227 |
Deming | $135 | $178 | $652 | $2,801 | $4,025 |
Eliza Island | N/A | N/A | N/A | N/A | N/A |
Everson | $304 | $1,958 | $3,772 | $5,199 | $6,822 |
Ferndale | $482 | $2,367 | $3,613 | $4,908 | $6,260 |
Glacier | $232 | $364 | $389 | $889 | $1,734 |
Lummi Island | $198 | $589 | $2,738 | $5,347 | $7,572 |
Lynden | $1,137 | $2,693 | $3,695 | $4,917 | $6,427 |
Maple Falls | $137 | $424 | $1,291 | $2,233 | $3,022 |
Nooksack | $373 | $2,254 | $3,441 | $4,258 | $4,878 |
Point Roberts | $269 | $409 | $1,785 | $2,799 | $4,835 |
Sedro Woolley | $98 | $270 | $2,563 | $3,608 | $4,835 |
Sumas | $79 | $161 | $1,756 | $3,425 | $4,840 |
Source: Ownwell
$1,102
Average Whatcom County Tax Savings
Save on your property taxes & more with Ownwell
Want to lower your Whatcom County property taxes?
Property Tax Appeals in Washington
Homeowners in Whatcom County, WA, have the opportunity to appeal their property tax assessments if they believe their property has been over-assessed. The property tax protest process begins with a formal appeal to the Whatcom County Board of Equalization. This board is responsible for reviewing and deciding on property tax disputes. To initiate an appeal, homeowners must submit a petition that typically includes evidence supporting their claim, such as recent sales data of comparable properties, independent appraisals, or evidence of property damage that could affect market value.
The appeal process involves a hearing where the homeowner can present their case to the board. During this hearing, the homeowner has the opportunity to explain why they believe their assessed value is incorrect. The board will review the evidence provided by the homeowner and the county assessor's office before making a decision. Potential outcomes of the appeal include a reduction in the assessed value, which would lower the property tax bill, or the board may uphold the original assessment if they find it to be accurate.
Ownwell can assist homeowners throughout the appeal process by providing expert guidance and support. Our team can help gather the necessary evidence, prepare the petition, and represent the homeowner during the hearing. With a deep understanding of local property tax laws and market conditions, Ownwell aims to maximize the chances of a successful appeal. By leveraging our expertise, homeowners can navigate the complexities of the property tax protest process with confidence and potentially achieve significant savings on their property tax bills.
Exemptions in Washington
Whatcom County offers several property tax exemption programs designed to ease the financial burden on homeowners, particularly focusing on primary residences. The Senior Citizen and Disabled Persons Exemption is available to homeowners who are 61 years or older, or those who are retired due to a disability. To qualify, applicants must meet specific income requirements, ensuring that those in need benefit the most. This program can significantly reduce the assessed value of a primary residence, thereby lowering the property tax bill.
Another exemption available is the Home Improvement Exemption, which temporarily exempts the value of physical improvements made to a primary residence. This allows homeowners to enhance their properties without an immediate increase in property taxes, fostering community development and property value appreciation.
Additionally, the Current Use Program offers tax relief for properties used for agriculture, timber, or open space, encouraging the preservation of natural resources and sustainable land use.
Homeowners can apply for these exemptions by submitting the necessary documentation to the county assessor's office. Navigating these processes can be complex, but Ownwell is here to help. Our team of experts assists in identifying eligible exemptions, ensuring accurate application submissions, and maximizing potential savings. We streamline the process, making it easier for homeowners to benefit from these valuable programs.
Available Exemptions
Senior
Disabled
Veteran
Non-Profit
Don't miss the deadline to appeal!
Dates | |
---|---|
Appeal Deadline | December 1 |
Tax Bill | |
Issued | February 10 |
Due Date #1 | April 30 |
Due Date #2 | October 31 |
Links | |
---|---|
Whatcom Tax Assessor | |
Website | property.spatialest.com |
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