St. Clair County Property Taxes
The median property tax rate in St. Clair County is 0.78%, which is lower than both the national median of 0.99% and the Michigan state median of 1.07%. With a median home value of $181,600 in St. Clair County, the typical annual property tax bill is approximately $1,504, significantly below the national median of $2,690. Property taxes in St. Clair County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding St. Clair County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Port Huron or another part of St. Clair County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Clair County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.78%
Estimate Property Tax Bill
$1,416
Ownwell’s St. Clair Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in St. Clair with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Clair to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Clair County, Michigan
Property taxes in St. Clair County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Clair County is 0.78%, which is lower than the Michigan state median and the U.S. national median of 0.99%. Local government entities within St. Clair County set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Clair County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares St. Clair County's effective property tax rate with other counties in Michigan and the national median. For comparison, the city of Port Huron has one of the higher property tax rates in Michigan at 1.30%, while the city of Berlin boasts one of the lowest at 0.41%. Analyzing how St. Clair County’s tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Clair County Tax Rate
0.78%
Average Michigan Tax Rate
1.07%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Clair County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonac | 0.68% | 0.95% | 1.24% | 1.60% | 1.93% |
| Allenton | 0.32% | 0.35% | 0.47% | 0.64% | 0.82% |
| Anchorville | 0.96% | 0.96% | 0.96% | 0.96% | 0.96% |
| Avoca | 0.24% | 0.28% | 0.36% | 0.46% | 0.57% |
| Berlin | 0.31% | 0.36% | 0.41% | 0.47% | 0.53% |
| Berville | 0.63% | 0.73% | 0.84% | 0.99% | 1.22% |
| Brockway | 0.27% | 0.30% | 0.34% | 0.39% | 0.49% |
| Brown City | 0.29% | 0.34% | 0.39% | 0.48% | 0.60% |
| Burtchville | 0.35% | 0.47% | 0.58% | 0.79% | 1.25% |
| Capac | N/A | N/A | N/A | N/A | N/A |
| Casco | 0.51% | 0.56% | 0.70% | 0.83% | 1.05% |
| China | 0.50% | 0.54% | 0.59% | 0.66% | 0.82% |
| Clay | 0.54% | 0.60% | 0.70% | 0.96% | 1.30% |
| Clyde | 0.42% | 0.53% | 0.63% | 0.76% | 0.87% |
| Columbus | N/A | N/A | N/A | N/A | N/A |
| Cottrellville | N/A | N/A | N/A | N/A | N/A |
| East China | 0.53% | 0.59% | 0.66% | 0.80% | 1.20% |
| Emmett | 0.30% | 0.33% | 0.35% | 0.43% | 0.53% |
| Fair Haven | 0.12% | 0.12% | 1.10% | 1.89% | 1.89% |
| Fargo | 0.20% | 0.23% | 0.26% | 0.32% | 0.40% |
| Fort Gratiot | 0.51% | 0.59% | 0.69% | 0.86% | 1.27% |
| Goodells | 0.32% | 0.37% | 0.50% | 0.58% | 0.79% |
| Grant Township | 0.35% | 0.38% | 0.50% | 0.61% | 0.73% |
| Greenwood | 0.25% | 0.26% | 0.28% | 0.37% | 0.47% |
| Harsens Island | 0.60% | 0.70% | 1.09% | 1.50% | 1.87% |
| Imlay City | 0.30% | 0.31% | 0.35% | 0.42% | 0.53% |
| Ira | N/A | N/A | N/A | N/A | N/A |
| Jeddo | 0.29% | 0.34% | 0.38% | 0.50% | 0.60% |
| Kenockee | 0.27% | 0.29% | 0.36% | 0.43% | 0.53% |
| Kimball | 0.35% | 0.42% | 0.51% | 0.63% | 0.96% |
| Lakeport | 0.51% | 0.57% | 0.72% | 1.08% | 1.46% |
| Lynn | 0.29% | 0.33% | 0.37% | 0.42% | 0.52% |
| Marine City | 0.84% | 0.99% | 1.21% | 1.58% | 1.86% |
| Marysville | 0.94% | 1.04% | 1.25% | 1.53% | 1.69% |
| Melvin | 0.36% | 0.37% | 0.42% | 0.47% | 0.47% |
| Memphis | 0.55% | 0.75% | 1.06% | 1.37% | 1.75% |
| Mussey | 0.29% | 0.32% | 0.36% | 0.45% | 0.52% |
| North Street | 0.32% | 0.48% | 0.58% | 0.72% | 0.82% |
| Port Huron | 0.63% | 1.05% | 1.30% | 1.72% | 2.01% |
| Riley | 0.34% | 0.40% | 0.53% | 0.63% | 0.84% |
| Ruby | 0.32% | 0.32% | 0.34% | 0.34% | 0.41% |
| Russell Island | 0.80% | 0.94% | 1.26% | 1.65% | 1.88% |
| Saint Clair | 0.43% | 0.55% | 0.81% | 1.32% | 1.65% |
| Smiths Creek | N/A | N/A | N/A | N/A | N/A |
| Wales | 0.40% | 0.48% | 0.56% | 0.69% | 0.86% |
| Yale | 0.38% | 0.76% | 0.87% | 1.13% | 1.38% |
Source: Ownwell
Property Tax Assessment Values Across St. Clair County, Michigan
In St. Clair County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Clair County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Clair County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For example, Harsens Island has the highest median tax bill at $2,627, while Fair Haven has the lowest at $144. Being aware of these valuation processes in St. Clair County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across St. Clair County, Michigan
Source: Ownwell
$35,200
$161,900
$288,600
Average St. Clair County Assessed Value
$181,600
Average Michigan Assessed Value
$177,800
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Clair County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonac | $66,700 | $117,200 | $158,200 | $226,400 | $350,300 |
| Allenton | $127,680 | $193,000 | $280,400 | $351,400 | $413,200 |
| Anchorville | $248,800 | $248,800 | $248,800 | $248,800 | $248,800 |
| Avoca | $61,020 | $89,150 | $153,200 | $311,850 | $402,360 |
| Berlin | $151,600 | $201,000 | $268,800 | $337,000 | $409,200 |
| Berville | $83,480 | $104,300 | $134,400 | $153,000 | $184,080 |
| Brockway | $115,280 | $165,600 | $221,200 | $280,400 | $338,280 |
| Brown City | $139,840 | $170,400 | $238,000 | $292,000 | $363,000 |
| Burtchville | $3,940 | $114,250 | $190,000 | $323,650 | $534,240 |
| Capac | N/A | N/A | N/A | N/A | N/A |
| Casco | $152,800 | $213,200 | $288,600 | $382,400 | $504,600 |
| China | $161,440 | $209,400 | $286,000 | $382,400 | $480,600 |
| Clay | $2,000 | $136,800 | $215,400 | $320,650 | $424,600 |
| Clyde | $118,000 | $167,700 | $215,300 | $282,000 | $360,000 |
| Columbus | N/A | N/A | N/A | N/A | N/A |
| Cottrellville | N/A | N/A | N/A | N/A | N/A |
| East China | $108,340 | $163,050 | $224,400 | $319,150 | $443,040 |
| Emmett | $117,860 | $184,700 | $242,200 | $298,600 | $360,380 |
| Fair Haven | $6,600 | $7,600 | $35,200 | $50,000 | $330,220 |
| Fargo | $60,080 | $90,900 | $95,600 | $127,450 | $158,460 |
| Fort Gratiot | $7,000 | $130,400 | $195,200 | $276,050 | $397,340 |
| Goodells | $106,440 | $148,400 | $205,600 | $284,000 | $370,120 |
| Grant Township | $128,900 | $182,300 | $236,300 | $292,850 | $356,100 |
| Greenwood | $106,260 | $168,050 | $233,100 | $294,700 | $367,920 |
| Harsens Island | $87,800 | $149,000 | $255,400 | $430,200 | $606,800 |
| Imlay City | $113,740 | $127,000 | $199,400 | $257,500 | $353,120 |
| Ira | N/A | N/A | N/A | N/A | N/A |
| Jeddo | $54,800 | $130,750 | $231,700 | $280,650 | $417,880 |
| Kenockee | $125,400 | $174,800 | $239,200 | $308,200 | $360,720 |
| Kimball | $12,340 | $105,200 | $168,900 | $244,800 | $315,720 |
| Lakeport | $85,500 | $113,250 | $193,300 | $322,700 | $399,800 |
| Lynn | $129,120 | $166,600 | $228,800 | $280,800 | $333,120 |
| Marine City | $72,200 | $111,400 | $139,600 | $172,600 | $234,040 |
| Marysville | $76,200 | $131,000 | $172,600 | $229,000 | $291,680 |
| Melvin | $175,520 | $220,700 | $249,800 | $256,800 | $262,200 |
| Memphis | $117,040 | $143,000 | $193,000 | $296,500 | $383,280 |
| Mussey | $122,600 | $173,300 | $232,500 | $286,450 | $355,240 |
| North Street | $121,160 | $165,600 | $203,800 | $265,000 | $347,640 |
| Port Huron | $70,000 | $90,600 | $122,400 | $172,400 | $247,480 |
| Riley | $156,880 | $209,900 | $282,600 | $350,000 | $409,660 |
| Ruby | $105,300 | $127,550 | $160,500 | $184,400 | $203,600 |
| Russell Island | $71,100 | $90,150 | $159,000 | $212,750 | $301,080 |
| Saint Clair | $114,400 | $163,200 | $231,000 | $318,600 | $427,000 |
| Smiths Creek | N/A | N/A | N/A | N/A | N/A |
| Wales | $149,160 | $197,600 | $252,200 | $321,100 | $390,680 |
| Yale | $14,600 | $85,950 | $124,500 | $167,450 | $227,700 |
Source: Ownwell
Property Tax Bills Across St. Clair County, Michigan
In St. Clair County, MI, property tax bills are calculated based on the assessed value of a home, which is typically 50% of the market value. For a median home price of $181,600, this results in an assessed value of $90,800. The tax rate is then applied to this assessed value to determine the annual tax bill. Homeowners in St. Clair County can expect a wide range of tax bills, from as low as $144 in Fair Haven to as high as $2,627 in Harsens Island, reflecting the diverse property values within the county. Factors influencing the tax bill include the property's location, size, and any applicable exemptions or deductions. The tax bill significantly impacts homeowners, as it represents a recurring expense that must be budgeted for annually. Compared to the national median property tax rate of 0.99%, St. Clair County's rates can vary widely, affecting the affordability and financial planning for residents.
Average St. Clair County Tax Bill
$1,504
Average Michigan Tax Bill
$1,795
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Clair County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonac | $641 | $1,293 | $1,990 | $2,853 | $4,131 |
| Allenton | $553 | $894 | $1,269 | $1,808 | $2,517 |
| Anchorville | $2,391 | $2,391 | $2,391 | $2,391 | $2,391 |
| Avoca | $210 | $365 | $584 | $969 | $1,486 |
| Berlin | $570 | $837 | $1,066 | $1,342 | $1,620 |
| Berville | $676 | $852 | $1,012 | $1,399 | $1,779 |
| Brockway | $388 | $552 | $754 | $992 | $1,306 |
| Brown City | $447 | $648 | $933 | $1,273 | $1,639 |
| Burtchville | $33 | $697 | $1,097 | $1,873 | $3,667 |
| Capac | N/A | N/A | N/A | N/A | N/A |
| Casco | $1,055 | $1,454 | $1,962 | $2,720 | $3,645 |
| China | $1,013 | $1,325 | $1,730 | $2,321 | $3,059 |
| Clay | $726 | $1,092 | $1,769 | $2,635 | $3,667 |
| Clyde | $616 | $963 | $1,384 | $2,000 | $2,707 |
| Columbus | N/A | N/A | N/A | N/A | N/A |
| Cottrellville | N/A | N/A | N/A | N/A | N/A |
| East China | $747 | $1,062 | $1,548 | $2,300 | $3,260 |
| Emmett | $458 | $659 | $871 | $1,131 | $1,542 |
| Fair Haven | $51 | $51 | $144 | $288 | $2,512 |
| Fargo | $178 | $200 | $253 | $393 | $405 |
| Fort Gratiot | $165 | $916 | $1,363 | $2,026 | $3,003 |
| Goodells | $466 | $610 | $927 | $1,754 | $2,275 |
| Grant Township | $537 | $852 | $1,136 | $1,634 | $2,085 |
| Greenwood | $318 | $513 | $707 | $944 | $1,296 |
| Harsens Island | $810 | $1,376 | $2,627 | $4,484 | $7,020 |
| Imlay City | $408 | $484 | $670 | $1,010 | $1,564 |
| Ira | N/A | N/A | N/A | N/A | N/A |
| Jeddo | $234 | $404 | $863 | $1,349 | $2,094 |
| Kenockee | $422 | $596 | $857 | $1,190 | $1,526 |
| Kimball | $96 | $524 | $867 | $1,278 | $1,761 |
| Lakeport | $564 | $812 | $1,296 | $2,371 | $3,775 |
| Lynn | $493 | $633 | $830 | $1,095 | $1,453 |
| Marine City | $1,007 | $1,310 | $1,729 | $2,376 | $3,425 |
| Marysville | $1,282 | $1,657 | $2,258 | $3,026 | $3,929 |
| Melvin | $739 | $820 | $926 | $1,040 | $1,137 |
| Memphis | $1,127 | $1,542 | $2,065 | $2,718 | $3,469 |
| Mussey | $436 | $647 | $847 | $1,136 | $1,506 |
| North Street | $401 | $799 | $1,209 | $1,770 | $2,572 |
| Port Huron | $869 | $1,126 | $1,542 | $2,207 | $3,222 |
| Riley | $771 | $1,037 | $1,396 | $1,937 | $2,530 |
| Ruby | $362 | $424 | $538 | $625 | $811 |
| Russell Island | $632 | $978 | $1,842 | $3,129 | $4,252 |
| Saint Clair | $859 | $1,348 | $2,019 | $3,002 | $4,374 |
| Smiths Creek | N/A | N/A | N/A | N/A | N/A |
| Wales | $800 | $1,085 | $1,444 | $1,974 | $2,618 |
| Yale | $448 | $746 | $1,087 | $1,542 | $2,079 |
Source: Ownwell
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