Sutter Creek, California Property Taxes
The median property tax rate in Sutter Creek, CA is 0.99%, aligning with the national median of 0.99% but lower than the California state median of 1.21%. With a median home value of $307,845 in Sutter Creek, the typical annual property tax bill reaches $2,970, slightly above the national median of $2,690. Property taxes in Sutter Creek are calculated based on the tax assessed value, which often falls below the market value due to exemptions like the primary residence exemption. Understanding Sutter Creek's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Sutter Creek or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Sutter Creek, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.99%
Estimate Property Tax Bill
$3,048
$2,828
Ownwell’s Sutter Creek Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Sutter Creek with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Sutter Creek to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Sutter Creek, California
Property taxes in Sutter Creek, California, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Sutter Creek is 0.99%, which aligns with the U.S. national median of 0.99%. Local government entities within Sutter Creek set these rates annually, and they can vary significantly across different neighborhoods. Each year, Sutter Creek estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Sutter Creek's effective property tax rate to other areas in California and the national median. For comparison, the highest and lowest median property tax rates in the region are both 0.99%, found in the zip code 95685. Understanding how these cities compare with Sutter Creek provides valuable insights into the varying tax landscape across Amador County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Sutter Creek Tax Rate
0.99%
Average Amador County Tax Rate
0.99%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Sutter Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95685 | 0.93% | 0.97% | 0.99% | 0.99% | 1.01% |
Source: Ownwell
Property Tax Assessment Values Across Sutter Creek, California
In Sutter Creek, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Amador County Assessor's Office for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Sutter Creek, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Sutter Creek helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The median home price here is $307,845, with tax bills ranging from $1,718 at the 25th percentile to $6,053 at the 90th percentile. The highest and lowest median tax bills are both $2,971 in the 95685 zip code.
Property Tax Assessment Values Across Sutter Creek, California
Source: Ownwell
$96,135
$328,455
$560,775
Average Sutter Creek Assessed Value
$307,845
Average Amador County Assessed Value
$271,936
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Sutter Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95685 | $83,962 | $179,204 | $307,845 | $447,956 | $615,018 |
Source: Ownwell
Property Tax Bills Across Sutter Creek, California
In Sutter Creek, property tax bills are calculated based on the assessed value of the property, which is determined by the Amador County Assessor. The assessed value is typically a percentage of the market value of the home. For instance, with a median home price of $307,845, homeowners can expect their tax bills to vary significantly. Factors such as location, property size, and any improvements made to the property are considered when determining the assessed value. Homeowners in Sutter Creek see a range of property tax bills, with the 25th percentile paying around $1,718 and the 75th percentile facing bills up to $4,360. At the 90th percentile, tax bills can reach $6,053. The highest median tax bill in the area is $2,971, which is specific to the zip code 95685. Comparatively, the national median property tax rate is 0.99%, highlighting how local assessments and property values can impact what homeowners ultimately pay.
Average Sutter Creek Tax Bill
$2,970
Average Amador County Tax Bill
$2,613
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Sutter Creek, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95685 | $786 | $1,720 | $2,971 | $4,360 | $6,053 |
Source: Ownwell