Sutter Creek, Amador County, California Property Taxes

Name: Property Tax Bills Across Sutter Creek, Amador County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Sutter Creek, CA effective property tax rate: 0.99%, slightly lower than the national median of 1.02%, but lower than the California state median of 1.21%.
Median Sutter Creek, CA home value: $307,845
Median annual Sutter Creek, CA tax bill: $2,970, $570 higher than the national median property tax bill of $2,400.

How are property taxes in Amador County calculated?

Property taxes in Sutter Creek, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sutter Creek’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sutter Creek, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Sutter Creek, Amador County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.99%

Estimate Property Tax Bill

$3,048

$2,828

Ownwell’s Sutter Creek Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Sutter Creek with just two data points.

By entering your property's estimated assessed value, our calculator applies Sutter Creek’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Amador County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Sutter Creek, Amador County, California

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Sutter Creek’s effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Sutter Creek, Amador County, California

Source: Ownwell

0.99%

1.00%

1.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sutter Creek Tax Rate

0.99%

Median Effective Amador County Tax Rate

0.99%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sutter Creek, Amador County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95685	0.93%	0.97%	0.99%	0.99%	1.01%

Source: Ownwell

Property Tax Assessment Values Across Sutter Creek, Amador County, California

When examining property taxes in Sutter Creek, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Amador County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Amador County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sutter Creek.

For example, the median home price in Sutter Creek is $307,845, with tax bills ranging significantly across the county. Zip code 95685 has the highest median home price at $307,845.

Property Tax Assessment Values Across Sutter Creek, Amador County, California

Source: Ownwell

$96,135

$279,148

$462,160

Median Sutter Creek Market Value

$307,845

Median Amador County Market Value

$271,936

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sutter Creek, Amador County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95685	$83,962	$179,204	$307,845	$447,956	$615,018

Source: Ownwell

Property Tax Bills Across Sutter Creek, Amador County, California

In Sutter Creek, located in Amador County, CA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The property tax rate is applied to this assessed value to calculate the tax bill. For homeowners in Sutter Creek, the median tax bill is $2,971, which is above the national median of $2,400. Factors such as the property's location, size, and market conditions influence the assessed value. Homeowners in the area may see tax bills ranging from $1,718 at the 25th percentile to as high as $6,053 at the 90th percentile, indicating a significant variance based on property characteristics and valuation. These tax bills can place a financial burden on homeowners, making it essential to ensure they are fair and accurate. Ownwell assists homeowners by providing expert property tax appeal services, potentially lowering their tax bills. By evaluating the assessed value and contesting inaccuracies, Ownwell helps clients save money and ensures they only pay their fair share.

Property Tax Bills Across Sutter Creek, Amador County, California

Source: Ownwell

$941

$2,504

$4,066

Median Sutter Creek Tax Bill

$2,970

Median Amador County Tax Bill

$2,613

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Sutter Creek, Amador County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95685	$786	$1,720	$2,971	$4,360	$6,053

Source: Ownwell