Garden Valley, El Dorado County, California Property Taxes

Name: Property Tax Bills Across Garden Valley, El Dorado County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Garden Valley, CA effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median Garden Valley, CA home value: $284,453
Median annual Garden Valley, CA tax bill: $3,022, $622 higher than the national median property tax bill of $2,400.

How are property taxes in El Dorado calculated?

Property taxes in Garden Valley, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Garden Valley’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden Valley, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Garden Valley, El Dorado County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.09%

Estimate Property Tax Bill

$3,101

$2,877

Ownwell’s Garden Valley Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Garden Valley with just two data points. By entering your property's estimated assessed value, our calculator applies Garden Valley’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in El Dorado County. With the median property tax bill in Garden Valley being $3,022, significantly higher than the national median of $2,400, homeowners in this area can greatly benefit from exploring tax reduction strategies. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Garden Valley, El Dorado County, California

Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation is due to each county's annual process of estimating its required budget to provide necessary services. The county then divides this budget by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Though votes and laws play a role in setting these rates and budgets, this is essentially how the process works each year. Garden Valley in El Dorado County, California, has an effective property tax rate that can be compared to other cities within the state and to the median property tax rates in California and across the U.S. Garden Valley's tax rate is reflective of the fiscal needs and property values within the county, offering insight into how local tax policies are shaped. Understanding these differences can help property owners make informed decisions about their investments and potential tax liabilities.

Property Tax Rates Across Garden Valley, El Dorado County, California

Source: Ownwell

1.03%

1.16%

1.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Garden Valley Tax Rate

1.09%

Median Effective El Dorado County Tax Rate

1.07%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Garden Valley, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95633	1.05%	1.07%	1.09%	1.13%	1.22%

Source: Ownwell

Property Tax Assessment Values Across Garden Valley, El Dorado County, California

When examining property taxes in Garden Valley, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The El Dorado County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In El Dorado County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garden Valley. For example, the median home price in Garden Valley is $284,453, with tax bills ranging significantly across the county. Zip code 95633 has the highest median home price at $284,453.

Property Tax Assessment Values Across Garden Valley, El Dorado County, California

Source: Ownwell

$187,272

$408,463

$629,654

Median Garden Valley Market Value

$284,453

Median El Dorado County Market Value

$402,842

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Garden Valley, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95633	$124,221	$194,758	$284,453	$385,181	$499,115

Source: Ownwell

Property Tax Bills Across Garden Valley, El Dorado County, California

In Garden Valley, located in El Dorado County, CA, property tax bills are calculated based on the assessed value of the property, which is typically determined by the county assessor. The local tax rate is applied to this assessed value to determine the annual tax bill. Homeowners in Garden Valley face a median property tax rate that can result in a tax bill higher than the national median of $2,400. In fact, the median tax bill in the area is $3,022, significantly impacting homeowners' budgets. Several factors influence this tax bill, including property location, local tax rates, and any applicable exemptions or deductions. The tax bill can vary widely, with the 25th percentile at $2,132 and the 90th percentile reaching $5,228. Ownwell assists homeowners by identifying potential savings through property tax appeals and exemptions. By leveraging their expertise, homeowners can potentially lower their tax bills, ensuring they only pay their fair share and easing the financial burden on their households.

Property Tax Bills Across Garden Valley, El Dorado County, California

Source: Ownwell

$1,881

$4,714

$7,547

Median Garden Valley Tax Bill

$3,022

Median El Dorado County Tax Bill

$4,236

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Garden Valley, El Dorado County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95633	$1,425	$2,132	$3,022	$4,085	$5,228

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Property Valuation Date	January 1
Appeal Deadline	November 30
Tax Bill
Issued	October 1
Due Date #1	December 10
Due Date #2	April 10

Links
El Dorado Tax Assessor
Website	parcel.edcgov.us