Atwater, Merced County, California Property Taxes

Name: Property Tax Bills Across Atwater, Merced County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Atwater, CA effective property tax rate: 1.06%, slightly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median Atwater, CA home value: $221,049
Median annual Atwater, CA tax bill: $2,273, $127 lower than the national median property tax bill of $2,400.

How are property taxes in Merced calculated?

Property taxes in Atwater, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Atwater’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Atwater, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Atwater, Merced County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$2,343

$2,174

Ownwell’s Atwater Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Atwater with just two data points. By entering your property's estimated assessed value, our calculator applies Atwater’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Merced County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Atwater, Merced County, California

Local government entities in California set tax rates, which can vary significantly within the state. Each county, including Merced, annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the essence of the annual process. In Atwater, located in Merced County, the effective property tax rate stands at 1.06%, which is slightly above the national median of 1.02%. This rate is consistent across the area, reflecting the county's uniform approach to property taxation. Compared to other cities in California, Atwater's tax rate aligns closely with the state median, providing a balanced perspective for property owners. Understanding these rates is crucial for homeowners aiming to manage their property tax liabilities effectively. By comparing Atwater's rate to the national and state medians, property owners can better navigate their financial planning and potential savings through appeals or exemptions.

Property Tax Rates Across Atwater, Merced County, California

Source: Ownwell

0.98%

1.08%

1.19%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Atwater Tax Rate

1.06%

Median Effective Merced County Tax Rate

1.07%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Atwater, Merced County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95301	0.97%	1.03%	1.06%	1.07%	1.13%

Source: Ownwell

Property Tax Assessment Values Across Atwater, Merced County, California

When examining property taxes in Atwater, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Merced County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Merced County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Atwater.

For example, the median home price in Atwater is $221,049, with tax bills ranging significantly across the county. Zip code 95301 has the highest median home price at $221,228.

Property Tax Assessment Values Across Atwater, Merced County, California

Source: Ownwell

$46,350

$163,707

$281,064

Median Atwater Market Value

$221,049

Median Merced County Market Value

$213,039

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Atwater, Merced County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95301	$74,022	$132,506	$221,228	$340,795	$465,230

Source: Ownwell

Property Tax Bills Across Atwater, Merced County, California

In Atwater, located in Merced County, CA, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in Atwater is $221,049, with property tax bills ranging significantly. At the 25th percentile, the tax bill is $1,349, while at the 75th percentile, it reaches $3,638, and at the 90th percentile, it climbs to $5,021. The highest and lowest median tax bill in the area is $2,273, which falls slightly below the national median property tax bill of $2,400. Homeowners in Atwater may find their property tax burdens influenced by property value fluctuations and local tax rates.

Ownwell offers assistance to homeowners seeking to reduce their property tax bills. By providing expert property tax appeal and exemption services, Ownwell can help homeowners ensure their properties are assessed accurately, potentially lowering their tax obligations. This service can lead to significant savings, offering peace of mind and financial relief for Atwater homeowners.

Property Tax Bills Across Atwater, Merced County, California

Source: Ownwell

$440

$1,713

$2,986

Median Atwater Tax Bill

$2,273

Median Merced County Tax Bill

$2,293

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Atwater, Merced County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95301	$725	$1,349	$2,273	$3,638	$5,021

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Property Valuation Date	January 1
Appeal Deadline	November 30
Tax Bill
Issued	October 1
Due Date #1	December 10
Due Date #2	April 10

Links
Merced Tax Assessor
Website	common3.mptsweb.com