San Ardo, California Property Taxes
The median property tax rate in San Ardo, CA is 1.13%, slightly higher than the national median of 0.99% but lower than the California state median of 1.21%. With the median home value in San Ardo at $156,226, the typical annual property tax bill reaches $1,623, which is below the national median of $2,690. Property taxes in San Ardo are calculated based on the assessed value, which often falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding San Ardo's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of San Ardo or another part of Monterey County, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Ardo, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.13%
Estimate Property Tax Bill
$1,765
$1,638
Ownwell’s San Ardo Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Ardo with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in San Ardo to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across San Ardo, California
Property taxes in San Ardo, California, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in San Ardo is 1.13%, higher than both the California state median and the U.S. national median of 0.99%. Local government entities within San Ardo set these rates annually, and they can vary significantly across different neighborhoods. Each year, San Ardo estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares San Ardo's effective property tax rate to other counties in California and the national median. For comparison, the 93450 zip code has the highest median property tax rate of 1.13%, while the 93450 zip code also has the lowest median tax rate of 1.13%. Understanding how these cities compare with San Ardo provides valuable insights into the varying tax landscape across Monterey County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average San Ardo Tax Rate
1.13%
Average Monterey County Tax Rate
1.11%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Ardo, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93450 | 1.04% | 1.12% | 1.13% | 1.16% | 1.19% |
Source: Ownwell
Property Tax Assessment Values Across San Ardo, California
In San Ardo, California, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Monterey County Assessor for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In San Ardo, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in San Ardo helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code 93450 has both the highest and lowest median tax bill at $1,623, reflecting the unique property tax landscape in this area.
Property Tax Assessment Values Across San Ardo, California
Source: Ownwell
$16,130
$2,476,499
$4,936,868
Average San Ardo Assessed Value
$156,226
Average Monterey County Assessed Value
$410,665
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Ardo, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93450 | $49,836 | $70,093 | $156,226 | $258,292 | $384,800 |
Source: Ownwell
Property Tax Bills Across San Ardo, California
In San Ardo, located in Monterey County, CA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value typically reflects the market value of the property at the time of purchase, adjusted annually for inflation, not exceeding 2% per year. The median home price in San Ardo is $156,226, which serves as a baseline for tax calculations. The property tax rate in San Ardo can be compared to the national median property tax rate of 0.99%. Homeowners in San Ardo pay a range of property tax bills, with the 25th percentile at $794, the 75th percentile at $2,524, and the 90th percentile reaching up to $3,680. These figures highlight the variability in tax bills, influenced by the property's assessed value and applicable local tax rates. For homeowners, this means that property taxes can significantly impact their annual expenses, making it crucial to understand how these taxes are calculated and to be aware of any available exemptions or appeals processes.
Average San Ardo Tax Bill
$1,623
Average Monterey County Tax Bill
$4,500
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across San Ardo, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93450 | $569 | $794 | $1,623 | $2,524 | $3,680 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
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