San Ardo, Monterey County, California Property Taxes
Median San Ardo, CA effective property tax rate: 1.13%, slightly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median San Ardo, CA home value: $156,226
Median annual San Ardo, CA tax bill: $1,623, $777 lower than the national median property tax bill of $2,400.
How are property taxes in Monterey County calculated?
Property taxes in San Ardo, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Ardo’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Ardo, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
San Ardo, Monterey County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.13%
Estimate Property Tax Bill
$1,765
$1,638
Property Tax Rates Across San Ardo, Monterey County, California
Local government entities in California set property tax rates, which can vary significantly within the state. Each year, Monterey County estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This process results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the basic annual process.
San Ardo, located in Monterey County, has an effective property tax rate of 1.13%, which matches the highest and lowest median tax rates in the area. This rate is higher than the national median property tax rate of 1.02%, reflecting California's tendency for higher property taxes compared to the national average. Property owners in San Ardo might find their tax bills higher than the national median tax bill of $2400, emphasizing the importance of understanding and potentially appealing property tax assessments. Comparing San Ardo’s property tax rate to other cities in California and the U.S. highlights the potential for savings through effective property tax management.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Ardo Tax Rate
1.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monterey County Tax Rate
1.11%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across San Ardo, Monterey County, California
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
93450 | 1.04% | 1.12% | 1.13% | 1.16% | 1.19% |
Source: Ownwell
Property Tax Assessment Values Across San Ardo, Monterey County, California
When examining property taxes in San Ardo, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Monterey County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Monterey County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Ardo. For example, the median home price in San Ardo is $156,226, with tax bills ranging significantly across the county. Zip code 93450 has the highest median home price at $156,226.
Property Tax Assessment Values Across San Ardo, Monterey County, California
Source: Ownwell

$99,981
$827,616
$1,555,251
Median San Ardo Market Value
$156,226
Median Monterey County Market Value
$410,665
Median California Market Value
$378,421
Median United States Market Value
$235,294
Property Tax Assessment Values Across San Ardo, Monterey County, California
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
93450 | $49,836 | $70,093 | $156,226 | $258,292 | $384,800 |
Source: Ownwell
Property Tax Bills Across San Ardo, Monterey County, California
In San Ardo, located in Monterey County, CA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The assessed value typically aligns with the property's market value, taking into account factors such as location, size, and condition. Homeowners in San Ardo face a median property tax bill of $1,623, which is below the national median of $2,400. This offers a relatively affordable tax environment compared to other regions. However, the tax bill can vary significantly, with the 25th percentile at $794 and the 90th percentile reaching $3,680, reflecting differences in property values and assessments.
For homeowners looking to reduce their property tax burden, Ownwell offers expert services in property tax appeals and exemptions. By analyzing your property's assessment and identifying potential discrepancies, Ownwell can help you challenge unfair valuations, potentially lowering your tax bill. This service can be particularly beneficial for those in higher tax brackets, ensuring you pay only your fair share.
Median San Ardo Tax Bill
$1,623
Median Monterey County Tax Bill
$4,500
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,400
Property Tax Bills Across San Ardo, Monterey County, California
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
93450 | $569 | $794 | $1,623 | $2,524 | $3,680 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
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Property Valuation Date | January 1 |
Appeal Deadline | November 30 |
Tax Bill | |
Issued | October 1 |
Due Date #1 | December 10 |
Due Date #2 | April 10 |
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