Monterey County Property Taxes
The median property tax rate in Monterey County is 1.11%, which is significantly higher than both the national median of 0.99% and the California state median of 1.21%. With the median home value in Monterey County at $410,665, the typical annual property tax bill reaches $4,500, which exceeds the national median of $2,690. Property taxes in Monterey County are calculated based on the assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Monterey County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Monterey or another part of Monterey County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Monterey County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.11%
Estimate Property Tax Bill
$4,558
$4,230
Ownwell’s Monterey Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Monterey with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Monterey to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property’s assessed value is the value assigned to your property by your county for property tax calculations and takes into account any exemptions you may have on your property.
Property Tax Rates Across Monterey County, California
Property taxes in Monterey County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Monterey County is 1.11%, which is higher than both the California state median and the U.S. national median of 0.99%. Local government entities within Monterey County set these rates annually, and they can vary significantly between different areas within the county. Each year, Monterey County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Monterey County's effective property tax rate with other counties in California and the national median. For comparison, the city of San Lucas has one of the higher property tax rates in California at 1.74%, while the city of Parkfield boasts one of the lowest at 0.84%. Analyzing how Monterey County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Monterey County Tax Rate
1.11%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across Monterey County, California
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aromas | 1.05% | 1.06% | 1.07% | 1.08% | 1.09% |
| Big Sur | 0.98% | 1.00% | 1.02% | 1.02% | 1.03% |
| Bradley | 1.02% | 1.07% | 1.09% | 1.10% | 1.12% |
| Carmel | 1.02% | 1.04% | 1.09% | 1.19% | 1.45% |
| Carmel By The Sea | 1.12% | 1.14% | 1.18% | 1.22% | 1.24% |
| Carmel Valley | 1.03% | 1.04% | 1.05% | 1.09% | 1.14% |
| Castroville | 1.09% | 1.11% | 1.14% | 1.24% | 1.66% |
| Chualar | 1.04% | 1.05% | 1.07% | 1.09% | 1.21% |
| Coalinga | 1.16% | 1.16% | 1.16% | 1.16% | 1.16% |
| Del Rey Oaks | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| East Garrison | 1.37% | 1.53% | 1.59% | 1.63% | 1.67% |
| Gonzales | 1.14% | 1.18% | 1.20% | 1.37% | 1.49% |
| Greenfield | 1.19% | 1.24% | 1.29% | 1.39% | 1.50% |
| Jolon | 1.04% | 1.07% | 1.10% | 1.11% | 1.12% |
| King City | 1.07% | 1.10% | 1.12% | 1.13% | 1.15% |
| Lockwood | 1.06% | 1.08% | 1.09% | 1.10% | 1.13% |
| Marina | 0.66% | 1.08% | 1.09% | 1.14% | 1.54% |
| Monterey | 1.06% | 1.07% | 1.08% | 1.09% | 1.13% |
| Moss Landing | 1.08% | 1.08% | 1.09% | 1.13% | 1.22% |
| Pacific Grove | 1.07% | 1.07% | 1.08% | 1.09% | 1.13% |
| Parkfield | 0.84% | 0.84% | 0.84% | 0.84% | 0.84% |
| Pebble Beach | 1.03% | 1.07% | 1.12% | 1.18% | 1.34% |
| Royal Oaks | 1.07% | 1.09% | 1.10% | 1.17% | 1.38% |
| Salinas | 1.08% | 1.09% | 1.12% | 1.18% | 1.26% |
| San Ardo | 1.04% | 1.12% | 1.13% | 1.16% | 1.19% |
| Sand City | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% |
| San Lucas | 1.16% | 1.44% | 1.74% | 2.32% | 3.75% |
| San Miguel | 0.99% | 1.00% | 1.01% | 1.06% | 1.08% |
| Seaside | 1.03% | 1.07% | 1.08% | 1.10% | 1.16% |
| Soledad | 1.14% | 1.18% | 1.22% | 1.38% | 1.49% |
| Spreckels | 1.12% | 1.14% | 1.16% | 1.19% | 1.21% |
| Watsonville | 1.08% | 1.09% | 1.11% | 1.17% | 1.27% |
Source: Ownwell
Property Tax Assessment Values Across Monterey County, California
In Monterey County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Monterey County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Monterey County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Monterey County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. For instance, Pebble Beach has the highest median tax bill at $14,532, while Sand City has the lowest at $194.
Property Tax Assessment Values Across Monterey County, California
Source: Ownwell
$16,130
$2,476,499
$4,936,868
Average Monterey County Assessed Value
$410,665
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Monterey County, California
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aromas | $196,440 | $322,858 | $487,394 | $727,118 | $973,400 |
| Big Sur | $216,724 | $422,272 | $990,976 | $2,311,201 | $3,769,277 |
| Bradley | $80,270 | $163,968 | $291,050 | $452,253 | $669,951 |
| Carmel | $215,309 | $516,742 | $1,015,544 | $1,849,813 | $3,264,000 |
| Carmel By The Sea | $524,995 | $629,586 | $803,904 | $978,221 | $1,082,812 |
| Carmel Valley | $189,397 | $404,645 | $750,538 | $1,192,401 | $1,763,395 |
| Castroville | $82,838 | $183,008 | $250,790 | $431,429 | $617,611 |
| Chualar | $153,273 | $180,523 | $222,127 | $417,295 | $768,302 |
| Coalinga | $114,267 | $114,267 | $114,267 | $114,267 | $114,267 |
| Del Rey Oaks | $257,539 | $257,539 | $257,539 | $257,539 | $257,539 |
| East Garrison | $532,619 | $576,670 | $689,470 | $801,786 | $871,679 |
| Gonzales | $110,988 | $183,752 | $251,270 | $376,490 | $485,160 |
| Greenfield | $110,608 | $156,685 | $229,754 | $352,283 | $490,186 |
| Jolon | $149,521 | $185,989 | $263,378 | $336,883 | $734,800 |
| King City | $106,394 | $166,753 | $259,998 | $367,462 | $491,756 |
| Lockwood | $114,353 | $231,107 | $394,417 | $679,018 | $886,911 |
| Marina | $138,552 | $282,566 | $519,844 | $726,240 | $919,597 |
| Monterey | $127,032 | $271,756 | $519,825 | $843,941 | $1,280,597 |
| Moss Landing | $128,989 | $242,043 | $535,900 | $1,003,962 | $1,384,098 |
| Pacific Grove | $100,358 | $296,650 | $633,812 | $967,858 | $1,404,642 |
| Parkfield | $29,698 | $29,698 | $29,698 | $29,698 | $29,698 |
| Pebble Beach | $309,466 | $714,340 | $1,335,298 | $2,679,530 | $5,359,289 |
| Royal Oaks | $85,446 | $223,516 | $393,032 | $600,699 | $824,268 |
| Salinas | $126,010 | $222,777 | $356,358 | $545,700 | $738,684 |
| San Ardo | $49,836 | $70,093 | $156,226 | $258,292 | $384,800 |
| Sand City | $16,130 | $16,130 | $16,130 | $16,130 | $16,130 |
| San Lucas | $41,784 | $64,547 | $99,981 | $146,542 | $242,002 |
| San Miguel | $216,726 | $313,110 | $599,381 | $749,094 | $875,843 |
| Seaside | $75,323 | $180,853 | $353,469 | $574,076 | $775,088 |
| Soledad | $81,586 | $189,362 | $289,474 | $441,132 | $546,485 |
| Spreckels | $103,881 | $260,676 | $446,092 | $662,809 | $789,329 |
| Watsonville | $120,842 | $210,104 | $341,628 | $564,355 | $670,251 |
Source: Ownwell
Property Tax Bills Across Monterey County, California
In Monterey County, CA, property tax bills are calculated based on the assessed value of the property, which is determined by the county assessor. The assessed value is typically a percentage of the property's market value. Homeowners in Monterey County experience a range of tax bills, with the 25th percentile paying around $2,516 and the 75th percentile facing bills up to $7,494. For those in the 90th percentile, tax bills can reach as high as $12,146. Several factors influence the tax bill, including property location, improvements, and local tax rates. For instance, Pebble Beach has the highest median tax bill at $14,532, while Sand City has the lowest at just $194. These variations can significantly impact homeowners, affecting their annual expenses and potentially influencing their decisions on property investment and maintenance. Compared to the national median property tax rate of 0.99%, Monterey County's rates highlight the diversity within the region and underscore the importance of understanding local tax assessments.
Average Monterey County Tax Bill
$4,500
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across Monterey County, California
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aromas | $2,013 | $3,410 | $5,214 | $7,610 | $10,281 |
| Big Sur | $1,798 | $4,065 | $9,536 | $20,777 | $36,684 |
| Bradley | $626 | $1,709 | $3,036 | $4,929 | $7,164 |
| Carmel | $2,883 | $5,825 | $10,715 | $18,780 | $32,956 |
| Carmel By The Sea | $6,431 | $7,485 | $9,242 | $10,999 | $12,053 |
| Carmel Valley | $2,022 | $4,219 | $7,653 | $12,074 | $17,823 |
| Castroville | $853 | $1,948 | $3,355 | $4,652 | $6,477 |
| Chualar | $1,634 | $1,947 | $2,548 | $4,358 | $7,542 |
| Coalinga | $1,320 | $1,320 | $1,320 | $1,320 | $1,320 |
| Del Rey Oaks | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 |
| East Garrison | $8,463 | $9,108 | $10,302 | $12,302 | $13,079 |
| Gonzales | $1,243 | $2,174 | $3,228 | $4,726 | $6,303 |
| Greenfield | $1,376 | $1,976 | $2,941 | $4,369 | $6,036 |
| Jolon | $1,226 | $1,934 | $2,827 | $3,501 | $7,680 |
| King City | $1,001 | $1,708 | $2,611 | $3,872 | $5,113 |
| Lockwood | $1,229 | $2,459 | $3,986 | $6,824 | $9,061 |
| Marina | $1,126 | $2,620 | $5,085 | $8,352 | $10,602 |
| Monterey | $1,360 | $2,832 | $5,344 | $8,736 | $13,197 |
| Moss Landing | $903 | $2,092 | $4,966 | $9,520 | $14,371 |
| Pacific Grove | $1,043 | $2,995 | $6,533 | $10,005 | $14,326 |
| Parkfield | $251 | $251 | $251 | $251 | $251 |
| Pebble Beach | $3,811 | $7,921 | $14,532 | $28,172 | $54,771 |
| Royal Oaks | $1,087 | $2,497 | $4,237 | $6,639 | $8,938 |
| Salinas | $1,350 | $2,461 | $4,011 | $6,047 | $8,166 |
| San Ardo | $569 | $794 | $1,623 | $2,524 | $3,680 |
| Sand City | $194 | $194 | $194 | $194 | $194 |
| San Lucas | $1,107 | $1,432 | $1,773 | $2,287 | $2,928 |
| San Miguel | $1,611 | $3,083 | $5,560 | $7,533 | $8,775 |
| Seaside | $762 | $1,861 | $3,622 | $5,909 | $7,885 |
| Soledad | $809 | $2,157 | $3,622 | $5,584 | $6,940 |
| Spreckels | $1,237 | $2,961 | $5,072 | $7,513 | $8,784 |
| Watsonville | $838 | $1,865 | $3,593 | $5,423 | $7,067 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
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