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San Clemente, Orange County, California Property Taxes

  • Median San Clemente, CA effective property tax rate: 1.01%, slightly lower than the national median of 1.02%, but lower than the California state median of 1.21%.

  • Median San Clemente, CA home value: $745,179

  • Median annual San Clemente, CA tax bill: $7,994, $5,594 higher than the national median property tax bill of $2,400.

How are property taxes in Orange County calculated?

Property taxes in San Clemente, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding San Clemente’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Clemente, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

San Clemente, Orange County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.01%

Estimate Property Tax Bill

$7,526

$6,984

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s San Clemente Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in San Clemente with just two data points. By entering your property's estimated assessed value, our calculator applies San Clemente’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Orange County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across San Clemente, Orange County, California

Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.

San Clemente, located in Orange County, provides an interesting case study. The city's effective property tax rate is closely aligned with both the state and national medians. In Orange County, the highest median tax rate can be found in the 92673 zip code, while the lowest is in 92672.

This highlights how property tax rates can differ even within a single city. Comparing these rates to the national median provides perspective, showing how local tax rates align with broader trends. Understanding these differences can help property owners make informed decisions about appealing their property tax assessments and seeking exemptions.

Property Tax Rates Across San Clemente, Orange County, California

Source: Ownwell

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1.01%

1.33%

1.65%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Clemente Tax Rate

1.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Orange County Tax Rate

1.14%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across San Clemente, Orange County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
92624N/AN/AN/AN/AN/A
926721.00%1.00%1.01%1.01%1.08%
926731.00%1.00%1.02%1.30%1.43%

Source: Ownwell

Property Tax Assessment Values Across San Clemente, Orange County, California

When examining property taxes in San Clemente, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Orange County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Clemente. For example, the median home price in San Clemente is $745,179, with tax bills ranging significantly across the county. Zip code 92673 has the highest median home price at $831,480.

Property Tax Assessment Values Across San Clemente, Orange County, California

Source: Ownwell

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$272,184

$1,289,425

$2,306,666

Median San Clemente Market Value

$745,179

Median Orange County Market Value

$514,928

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across San Clemente, Orange County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
92624N/AN/AN/AN/AN/A
92672$181,965$363,893$657,766$1,068,538$1,732,221
92673$351,794$556,533$831,480$1,140,120$1,501,475

Source: Ownwell

Property Tax Bills Across San Clemente, Orange County, California

In San Clemente, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price is $745,179, which significantly influences the tax bill. The property tax rate in San Clemente is higher than the national median of 1.02%, resulting in median tax bills ranging from $6,735 in ZIP code 92672 to $9,387 in ZIP code 92673. Homeowners in the 25th percentile face tax bills around $4,644, while those in the 75th percentile see bills as high as $12,462. Factors such as property improvements or changes in market conditions can affect the assessed value, impacting the tax bill. High property taxes can be a burden for homeowners, but Ownwell offers a solution by providing property tax appeal and exemption services. By leveraging their expertise, Ownwell can help homeowners identify potential savings, ensuring they pay no more than their fair share. This can lead to significant reductions in property tax bills, alleviating financial pressure on homeowners.

Property Tax Bills Across San Clemente, Orange County, California

Source: Ownwell

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$3,105

$14,278

$25,450

Median San Clemente Tax Bill

$7,994

Median Orange County Tax Bill

$5,879

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across San Clemente, Orange County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
92624N/AN/AN/AN/AN/A
92672$1,896$3,699$6,735$10,812$18,170
92673$3,628$6,118$9,387$13,592$18,460

Source: Ownwell

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