Stockton, San Joaquin County, California Property Taxes

Name: Property Tax Bills Across Stockton, San Joaquin County, California
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Stockton, CA effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.
Median Stockton, CA home value: $206,681
Median annual Stockton, CA tax bill: $2,803, $403 higher than the national median property tax bill of $2,400.

How are property taxes in San Joaquin calculated?

Property taxes in Stockton, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Stockton’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stockton, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Stockton, San Joaquin County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.26%

Estimate Property Tax Bill

$2,604

$2,417

Ownwell’s Stockton Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Stockton with just two data points. By entering your property's estimated assessed value, our calculator applies Stockton’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in San Joaquin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Stockton, San Joaquin County, California

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell. In Stockton, located in San Joaquin County, the effective property tax rate is 1.26%, which is higher than the national median rate of 1.02%. Within Stockton, the property tax rates can vary, with areas like the 95212 ZIP code having the highest median rate of 1.38%, and areas like the 95209 ZIP code having the lowest at 1.14%. These variations highlight the importance of understanding local property tax structures. While Stockton's rate is above the national average, it reflects the specific budgetary needs and property values within the county. Comparing Stockton’s rates to the median property tax rates in California and the U.S. provides valuable insight into the local tax landscape, helping homeowners make informed decisions about property investments and tax appeals.

Property Tax Rates Across Stockton, San Joaquin County, California

Source: Ownwell

1.03%

2.58%

4.12%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stockton Tax Rate

1.26%

Median Effective San Joaquin County Tax Rate

1.22%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stockton, San Joaquin County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95202	1.20%	1.25%	1.26%	1.31%	2.11%
95203	1.20%	1.25%	1.28%	1.35%	1.52%
95204	1.21%	1.25%	1.30%	1.71%	2.33%
95205	1.18%	1.23%	1.26%	1.30%	1.47%
95206	1.20%	1.26%	1.31%	1.41%	1.59%
95207	1.17%	1.21%	1.25%	1.32%	1.89%
95209	1.10%	1.11%	1.14%	1.18%	1.51%
95210	1.10%	1.14%	1.20%	1.25%	1.27%
95212	1.22%	1.29%	1.38%	1.48%	1.62%
95215	1.06%	1.21%	1.27%	1.36%	1.62%
95219	1.15%	1.16%	1.20%	1.37%	1.58%

Source: Ownwell

Property Tax Assessment Values Across Stockton, San Joaquin County, California

When examining property taxes in Stockton, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Joaquin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In San Joaquin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stockton. For example, the median home price in Stockton is $206,681, with tax bills ranging significantly across the county. Zip code 95219 has the highest median home price at $355,018.

Property Tax Assessment Values Across Stockton, San Joaquin County, California

Source: Ownwell

$31,382

$393,615

$755,847

Median Stockton Market Value

$206,681

Median San Joaquin County Market Value

$273,669

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stockton, San Joaquin County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95202	$48,721	$72,381	$133,825	$241,358	$338,393
95203	$52,412	$86,912	$144,314	$239,822	$317,258
95204	$66,389	$106,515	$176,373	$272,803	$357,000
95205	$44,463	$64,005	$113,937	$197,881	$278,476
95206	$58,222	$112,088	$182,988	$283,817	$371,836
95207	$74,606	$117,818	$190,596	$290,810	$388,072
95209	$144,733	$192,938	$281,417	$380,454	$472,608
95210	$88,354	$122,416	$171,134	$246,067	$320,586
95212	$165,619	$235,412	$325,971	$437,401	$559,566
95215	$44,671	$78,962	$145,578	$269,040	$419,335
95219	$143,006	$236,460	$355,018	$476,346	$617,100

Source: Ownwell

Property Tax Bills Across Stockton, San Joaquin County, California

In Stockton, California, property tax bills are determined by assessing the property's market value and applying the local tax rate. San Joaquin County, where Stockton is located, uses this assessed value to calculate the property tax bill. The median property tax bill in Stockton is $2,400, aligning with the national median. However, tax bills can vary significantly, with the 25th percentile at $1,664 and the 75th percentile reaching $4,216. The highest median tax bill is found in the 95212 zip code at $4,562, while the lowest is in 95205 at $1,532. Homeowners in Stockton can face significant financial burdens due to these taxes, especially when they fall on the higher end of the spectrum. Ownwell offers services to help homeowners appeal their property tax assessments and identify potential exemptions, potentially reducing their annual tax burden. By leveraging expert knowledge and local market insights, Ownwell can help Stockton homeowners navigate the complexities of property tax bills and achieve meaningful savings.

Property Tax Bills Across Stockton, San Joaquin County, California

Source: Ownwell

$1,532

$6,822

$12,112

Median Stockton Tax Bill

$2,803

Median San Joaquin County Tax Bill

$3,562

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Stockton, San Joaquin County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95202	$735	$1,013	$1,781	$3,237	$4,474
95203	$702	$1,152	$1,913	$3,159	$4,207
95204	$1,045	$1,747	$2,724	$3,915	$5,113
95205	$586	$864	$1,532	$2,619	$3,636
95206	$798	$1,493	$2,634	$3,876	$4,939
95207	$976	$1,617	$2,645	$3,977	$5,227
95209	$1,682	$2,260	$3,406	$4,669	$5,893
95210	$1,111	$1,488	$2,112	$3,036	$4,007
95212	$2,796	$3,518	$4,562	$6,035	$7,496
95215	$754	$1,185	$2,058	$3,485	$5,090
95219	$2,052	$3,077	$4,491	$6,094	$7,844

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Property Valuation Date	January 1
Appeal Deadline	November 30
Tax Bill
Issued	October 1
Due Date #1	December 10
Due Date #2	April 10

Links
San Joaquin Tax Assessor
Website	common3.mptsweb.com