San Joaquin County Property Taxes
The median property tax rate in San Joaquin County is 1.22%, which is notably higher than both the national median of 0.99% and the California state median of 1.21%. With a median home value of $273,669, the typical annual property tax bill in San Joaquin County reaches $3,562, surpassing the national median of $2,690. Property taxes in this county are calculated based on the assessed value, which often falls below the actual market value due to various property tax exemptions, such as those for primary residences and agricultural properties. Understanding San Joaquin County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Stockton or another part of San Joaquin County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
San Joaquin County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.22%
Estimate Property Tax Bill
$3,339
$3,153
Ownwell’s San Joaquin Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in San Joaquin with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in San Joaquin to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across San Joaquin County, California
Property taxes in San Joaquin County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in San Joaquin County is 1.22%, which is higher than the U.S. national median of 0.99%. Local government entities within San Joaquin County set these rates annually, and they can vary significantly between different areas within the county. Each year, San Joaquin County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares San Joaquin County's effective property tax rate with other counties in California and the national median. For comparison, the city of Walnut Grove has one of the higher property tax rates in California at 4.12%, while the city of Farmington boasts one of the lowest at 1.03%. Analyzing how San Joaquin County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average San Joaquin County Tax Rate
1.22%
Average California Tax Rate
1.21%
Average United States Tax Rate
0.99%
Property Tax Rates Across San Joaquin County, California
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Acampo | 1.07% | 1.09% | 1.14% | 1.21% | 1.36% |
| Anderson | 1.39% | 1.39% | 1.39% | 1.39% | 1.39% |
| Clements | 1.08% | 1.11% | 1.17% | 1.30% | 1.52% |
| Escalon | 1.05% | 1.07% | 1.09% | 1.13% | 1.19% |
| Farmington | 1.00% | 1.01% | 1.03% | 1.06% | 1.12% |
| French Camp | 1.13% | 1.15% | 1.19% | 1.31% | 1.48% |
| Galt | 1.07% | 1.10% | 1.15% | 1.21% | 1.38% |
| Holt | 1.09% | 1.09% | 1.10% | 1.10% | 1.11% |
| Lathrop | 1.25% | 1.46% | 1.78% | 2.01% | 4.01% |
| Linden | 1.02% | 1.03% | 1.05% | 1.11% | 1.17% |
| Lockeford | 1.09% | 1.10% | 1.11% | 1.14% | 1.20% |
| Lodi | 1.04% | 1.06% | 1.08% | 1.09% | 1.17% |
| Manteca | 1.09% | 1.12% | 1.14% | 1.34% | 1.50% |
| Mountain House | 1.42% | 1.45% | 1.60% | 1.62% | 1.64% |
| Oakdale | 1.07% | 1.10% | 1.12% | 1.14% | 1.17% |
| Ripon | 1.08% | 1.08% | 1.09% | 1.11% | 1.15% |
| Riverbank | 1.05% | 1.06% | 1.09% | 1.12% | 1.13% |
| Stockton | 1.13% | 1.18% | 1.26% | 1.37% | 1.66% |
| Thornton | 1.21% | 1.29% | 1.46% | 1.93% | 2.75% |
| Tracy | 1.07% | 1.10% | 1.15% | 1.56% | 1.74% |
| Vernalis | 1.12% | 1.12% | 1.12% | 1.12% | 1.12% |
| Victor | 1.34% | 1.55% | 1.79% | 2.55% | 2.87% |
| Wallace | 0.96% | 1.10% | 1.12% | 1.30% | 1.57% |
| Walnut Grove | 4.12% | 4.12% | 4.12% | 4.12% | 4.12% |
| Woodbridge | 1.23% | 1.29% | 1.37% | 1.50% | 1.72% |
Source: Ownwell
Property Tax Assessment Values Across San Joaquin County, California
In San Joaquin County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the San Joaquin County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in San Joaquin County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in San Joaquin County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Mountain House has the highest median tax bill at $12,112, while Riverbank has the lowest at $1,765.
Property Tax Assessment Values Across San Joaquin County, California
Source: Ownwell
$31,382
$393,615
$755,847
Average San Joaquin County Assessed Value
$273,669
Average California Assessed Value
$378,421
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across San Joaquin County, California
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Acampo | $68,756 | $163,118 | $327,806 | $545,452 | $780,596 |
| Anderson | $195,805 | $195,805 | $195,805 | $195,805 | $195,805 |
| Clements | $61,335 | $119,830 | $321,391 | $588,072 | $806,547 |
| Escalon | $83,593 | $175,342 | $289,420 | $422,156 | $559,560 |
| Farmington | $52,228 | $77,479 | $169,456 | $356,400 | $477,438 |
| French Camp | $49,634 | $108,868 | $212,102 | $335,646 | $447,643 |
| Galt | $50,286 | $200,790 | $362,730 | $489,000 | $655,462 |
| Holt | $185,492 | $237,461 | $324,074 | $410,688 | $462,656 |
| Lathrop | $107,100 | $182,012 | $334,990 | $499,300 | $608,160 |
| Linden | $96,685 | $198,501 | $331,074 | $462,716 | $625,739 |
| Lockeford | $77,131 | $153,747 | $266,490 | $395,134 | $505,597 |
| Lodi | $85,567 | $159,650 | $267,270 | $405,694 | $539,853 |
| Manteca | $108,790 | $203,920 | $342,365 | $469,200 | $570,538 |
| Mountain House | $623,681 | $672,700 | $755,847 | $796,473 | $855,491 |
| Oakdale | $151,076 | $339,460 | $557,755 | $822,150 | $975,594 |
| Ripon | $139,760 | $239,226 | $385,010 | $542,531 | $687,000 |
| Riverbank | $152,744 | $156,388 | $162,462 | $168,535 | $172,180 |
| Stockton | $67,469 | $121,339 | $206,681 | $320,351 | $431,460 |
| Thornton | $27,038 | $72,992 | $202,399 | $329,104 | $510,000 |
| Tracy | $154,298 | $288,061 | $437,276 | $594,252 | $743,195 |
| Vernalis | $157,743 | $157,743 | $157,743 | $157,743 | $157,743 |
| Victor | $35,206 | $53,411 | $101,348 | $188,150 | $260,922 |
| Wallace | $30,134 | $80,598 | $107,646 | $295,758 | $630,613 |
| Walnut Grove | $12,688 | $24,801 | $31,382 | $43,950 | $83,123 |
| Woodbridge | $133,278 | $207,600 | $322,276 | $463,462 | $643,425 |
Source: Ownwell
Property Tax Bills Across San Joaquin County, California
In San Joaquin County, CA, property tax bills are calculated based on the assessed value of the property, which is typically determined by the county assessor. The assessed value is influenced by the property's market value and any improvements made. Homeowners can expect to pay a tax rate that is applied to this assessed value. Factors such as local tax levies, school district taxes, and special assessments also play a role in determining the final tax bill. For example, the median home price in San Joaquin County is $273,669. Homeowners in the 25th percentile of tax bills pay around $2,084, while those in the 75th percentile see bills closer to $5,468. At the higher end, the 90th percentile tax bill reaches $7,852. These figures highlight the variability based on property value and local tax rates. Comparatively, the national median property tax rate is 0.99%, showing that San Joaquin County's rates can significantly affect homeowners' annual expenses.
Average San Joaquin County Tax Bill
$3,562
Average California Tax Bill
$4,683
Average United States Tax Bill
$2,690
Property Tax Bills Across San Joaquin County, California
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Acampo | $1,492 | $2,530 | $4,207 | $6,605 | $9,126 |
| Anderson | $2,727 | $2,727 | $2,727 | $2,727 | $2,727 |
| Clements | $1,454 | $2,512 | $4,664 | $7,526 | $10,015 |
| Escalon | $1,344 | $2,144 | $3,309 | $4,721 | $6,218 |
| Farmington | $684 | $1,036 | $2,005 | $4,184 | $5,478 |
| French Camp | $766 | $1,597 | $2,797 | $4,197 | $5,778 |
| Galt | $2,008 | $2,917 | $4,638 | $6,072 | $7,966 |
| Holt | $2,049 | $2,609 | $3,543 | $4,478 | $5,038 |
| Lathrop | $2,490 | $4,180 | $6,464 | $9,193 | $11,293 |
| Linden | $1,410 | $2,446 | $3,730 | $5,074 | $6,823 |
| Lockeford | $1,250 | $2,051 | $3,165 | $4,531 | $5,806 |
| Lodi | $989 | $1,800 | $2,956 | $4,458 | $6,071 |
| Manteca | $1,592 | $2,612 | $4,272 | $5,993 | $7,409 |
| Mountain House | $9,502 | $10,761 | $12,112 | $12,748 | $13,341 |
| Oakdale | $2,900 | $4,187 | $6,671 | $9,213 | $11,047 |
| Ripon | $1,645 | $2,707 | $4,253 | $5,994 | $7,487 |
| Riverbank | $1,729 | $1,743 | $1,765 | $1,788 | $1,801 |
| Stockton | $957 | $1,664 | $2,803 | $4,216 | $5,641 |
| Thornton | $1,094 | $1,718 | $3,145 | $4,689 | $6,814 |
| Tracy | $2,287 | $3,675 | $5,691 | $8,520 | $11,194 |
| Vernalis | $1,770 | $1,770 | $1,770 | $1,770 | $1,770 |
| Victor | $977 | $1,199 | $1,804 | $2,943 | $3,588 |
| Wallace | $1,305 | $1,603 | $2,020 | $4,258 | $6,330 |
| Walnut Grove | $3,681 | $3,681 | $3,681 | $3,681 | $3,681 |
| Woodbridge | $2,361 | $3,212 | $4,459 | $5,994 | $8,046 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| San Joaquin Tax Assessor | |
| Website | common3.mptsweb.com |