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Saratoga, Santa Clara County, California Property Taxes

  • Median Saratoga, CA effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, but lower than the California state median of 1.21%.

  • Median Saratoga, CA home value: $1,552,173

  • Median annual Saratoga, CA tax bill: $18,191, $15,791 higher than the national median property tax bill of $2,400.

How are property taxes in Santa Clara calculated?

Property taxes in Saratoga, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saratoga’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saratoga, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saratoga, Santa Clara County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.23%

Estimate Property Tax Bill

$19,092

$17,717

SAVE WITH OWNWELL

$1,102

Average Tax Savings

Ownwell’s Saratoga Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saratoga with just two data points. By entering your property's estimated assessed value, our calculator applies Saratoga’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Santa Clara. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saratoga, Santa Clara County, California

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell.

Saratoga in Santa Clara County, CA, showcases an effective property tax rate that aligns with the highest in the state, at 1.23%. This rate is notably above the national median property tax rate of 1.02%. The median property tax bill in Saratoga is likely to exceed the national median of $2,400, reflecting the higher assessed values typical of the area.

Comparing Saratoga’s property tax rate to other cities in California reveals its position among the higher end of the spectrum within the state. This can impact homeowners significantly, especially when considering the already elevated property values in the region. Understanding these dynamics is crucial for property owners aiming to manage their tax liabilities effectively.

Property Tax Rates Across Saratoga, Santa Clara County, California

Source: Ownwell

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1.14%

1.41%

1.68%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saratoga Tax Rate

1.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Santa Clara County Tax Rate

1.31%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saratoga, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
950701.17%1.19%1.23%1.31%1.55%

Source: Ownwell

Property Tax Assessment Values Across Saratoga, Santa Clara County, California

When examining property taxes in Saratoga, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Clara County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Santa Clara County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saratoga.

For example, the median home price in Saratoga is $1,552,173, with tax bills ranging significantly across the county. Zip code 95070 has the highest median home price at $1,552,231.

Property Tax Assessment Values Across Saratoga, Santa Clara County, California

Source: Ownwell

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$225,198

$1,529,133

$2,833,068

Median Saratoga Market Value

$1,552,173

Median Santa Clara County Market Value

$683,381

Median California Market Value

$378,421

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saratoga, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
95070$249,544$766,679$1,552,231$2,519,672$3,615,648

Source: Ownwell

Property Tax Bills Across Saratoga, Santa Clara County, California

In Saratoga, located in Santa Clara County, CA, property tax bills are calculated based on the assessed value of the home, which is determined by the county assessor. The median home price in Saratoga is significantly higher than the national average, at $1,552,173. Consequently, property tax bills in this area tend to be substantial, with the 25th percentile tax bill at $9,352 and the 75th percentile reaching $29,001. The highest median tax bill is $18,196, notably higher than the national median of $2,400. These figures highlight the significant financial impact property taxes can have on homeowners in Saratoga. Factors such as home improvements and market conditions can influence the assessed value, potentially increasing tax liabilities. Ownwell assists homeowners by providing expert property tax appeal and exemption services, helping to ensure their tax bills are fair and accurate. By leveraging local market knowledge and legal expertise, Ownwell can identify opportunities for reductions, potentially saving homeowners thousands of dollars annually.

Property Tax Bills Across Saratoga, Santa Clara County, California

Source: Ownwell

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$2,590

$17,875

$33,160

Median Saratoga Tax Bill

$18,191

Median Santa Clara County Tax Bill

$8,895

Median California Tax Bill

$4,683

Median United States Tax Bill

$2,400

Property Tax Bills Across Saratoga, Santa Clara County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
95070$3,479$9,366$18,196$29,009$41,254

Source: Ownwell

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