Dubuque, Dubuque County, Iowa Property Taxes

Name: Property Tax Bills Across Dubuque, Dubuque County, Iowa
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Dubuque, IA effective property tax rate: 1.33%, significantly higher than the national median of 1.02%, but lower than the Iowa state median of 1.54%.
Median Dubuque, IA home value: $197,900
Median annual Dubuque, IA tax bill: $2,610, $210 higher than the national median property tax bill of $2,400.

How are property taxes in Dubuque calculated?

Property taxes in Dubuque, IA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Dubuque’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dubuque, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Dubuque, Dubuque County, Iowa Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.33%

Estimate Property Tax Bill

$2,632

$2,442

Ownwell’s Dubuque Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Dubuque with just two data points. By entering your property's estimated assessed value, our calculator applies Dubuque’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Dubuque County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Dubuque, Dubuque County, Iowa

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell. In Dubuque, located in Dubuque County, Iowa, the effective property tax rate is notably higher than the national median of 1.02%, reflecting the local government's budgetary requirements and the value of taxable property in the area. Compared to other cities in Iowa, Dubuque's rates are among the highest, with the median tax rate in Dubuque County standing at 1.33%. This rate is consistent across the county, with the highest and lowest median tax rates being nearly identical. This consistency highlights how Dubuque's property tax rates align closely with the county's overall fiscal strategy.

Property Tax Rates Across Dubuque, Dubuque County, Iowa

Source: Ownwell

0.96%

1.16%

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Dubuque Tax Rate

1.33%

Median Effective Dubuque County Tax Rate

1.29%

Median Effective Iowa Tax Rate

1.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Dubuque, Dubuque County, Iowa

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
52001	1.10%	1.25%	1.33%	1.40%	1.48%
52002	1.10%	1.23%	1.32%	1.37%	1.42%
52003	1.04%	1.12%	1.32%	1.38%	1.42%
52099	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa

When examining property taxes in Dubuque, IA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Dubuque County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: Dubuque County sends assessment notices in the spring each year, typically reaching your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Dubuque.

For example, the median home price in Dubuque is $197,900, with tax bills ranging significantly across the county. Zip code 52003 has the highest median home price at $279,250.

Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa

Source: Ownwell

$165,600

$258,422

$351,244

Median Dubuque Market Value

$197,900

Median Dubuque County Market Value

$216,801

Median Iowa Market Value

$167,100

Median United States Market Value

$235,294

Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
52001	$74,600	$118,000	$165,600	$220,000	$297,724
52002	$177,300	$202,100	$251,800	$344,000	$448,000
52003	$150,610	$199,975	$279,250	$391,075	$549,350
52099	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Dubuque, Dubuque County, Iowa

In Dubuque, IA, property tax bills are calculated based on the assessed value of a home, which is determined by local tax assessors. The assessed value is influenced by the market value of the property, recent sales of comparable homes, and any improvements made to the property. Homeowners in Dubuque face a tax bill that varies significantly, with the 25th percentile at $1,880 and the 75th percentile at $3,620. The highest median tax bill in the area reaches $3,490 in zip code 52003, while the lowest is $2,211 in zip code 52001. Compared to the national median property tax bill of $2,400, Dubuque's rates can be seen as relatively moderate, yet they still pose a financial burden for many homeowners. Ownwell offers valuable assistance by helping homeowners appeal their property taxes and identify potential exemptions. By leveraging expert knowledge and experience, Ownwell can help homeowners reduce their tax bills, ensuring they only pay their fair share and potentially saving them thousands of dollars annually.

Property Tax Bills Across Dubuque, Dubuque County, Iowa

Source: Ownwell

$1,930

$3,127

$4,324

Median Dubuque Tax Bill

$2,610

Median Dubuque County Tax Bill

$2,714

Median Iowa Tax Bill

$2,508

Median United States Tax Bill

$2,400

Property Tax Bills Across Dubuque, Dubuque County, Iowa

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
52001	$1,036	$1,566	$2,211	$2,910	$3,921
52002	$2,288	$2,622	$3,292	$4,350	$5,550
52003	$1,912	$2,566	$3,490	$4,848	$7,068
52099	N/A	N/A	N/A	N/A	N/A

Source: Ownwell