Grayling, Crawford County, Michigan Property Taxes
Median Grayling, MI effective property tax rate: 0.81%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Grayling, MI home value: $120,600
Median annual Grayling, MI tax bill: $979, $1,421 lower than the national median property tax bill of $2,400.
How are property taxes in Crawford County calculated?
Property taxes in Grayling, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Grayling’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Grayling, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Grayling, Crawford County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.81%
Estimate Property Tax Bill
$977
$906
Property Tax Rates Across Grayling, Crawford County, Michigan
Local government entities determine tax rates, which can significantly differ within a state. This variation occurs because each county annually calculates its needed budget for services and divides it by the total value of all taxable property within its area. This calculation results in the property tax rate. This annual process involves votes and laws to set rates and budgets.
In Grayling, located in Crawford County, the effective property tax rate is 0.81%, which is below the national median of 1.02%. This is consistent across the county, as the highest and lowest median tax rates within the county are also 0.81%. Compared to the national median property tax bill of $2400, Grayling's lower tax rate could result in a more affordable property tax bill for homeowners. This makes Grayling an attractive option for those looking to save on property taxes while still enjoying the benefits of local services. Understanding these variations can help property owners make informed decisions about where to buy or invest in real estate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Grayling Tax Rate
0.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Crawford County Tax Rate
0.70%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Grayling, Crawford County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49738 | 0.46% | 0.57% | 0.81% | 1.24% | 1.57% |
Source: Ownwell
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
When examining property taxes in Grayling, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Crawford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Crawford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Grayling. For example, the median home price in Grayling is $120,600, with tax bills ranging significantly across the county. Zip code 49738 has the highest median home price at $120,600.
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
Source: Ownwell

$102,400
$121,400
$140,400
Median Grayling Market Value
$120,600
Median Crawford County Market Value
$114,600
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Grayling, Crawford County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49738 | $45,600 | $75,600 | $120,600 | $188,950 | $301,520 |
Source: Ownwell
Property Tax Bills Across Grayling, Crawford County, Michigan
In Grayling, property tax bills are determined by assessing the property's value and applying the local tax rate. With a median home price of $120,600, homeowners in Grayling typically face a median tax bill of $979. This is considerably lower than the national median property tax bill of $2,400. The tax rate is applied to the assessed value of the property, which is determined by local assessors. Factors like property size, location, and market conditions influence the assessed value, directly impacting the tax bill. For homeowners, this means that any increase in assessed value can lead to higher property taxes, potentially straining finances.
Ownwell assists homeowners in Grayling by offering property tax appeal services to potentially reduce their tax bills. By analyzing property assessments and market data, Ownwell identifies discrepancies and files appeals on behalf of homeowners. This service can lead to significant savings, ensuring homeowners only pay what is fair and accurate, ultimately alleviating the financial burden of property taxes.
Median Grayling Tax Bill
$979
Median Crawford County Tax Bill
$853
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Grayling, Crawford County, Michigan
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
49738 | $388 | $622 | $979 | $1,622 | $2,753 |
Source: Ownwell