Sterling Heights, Macomb County, Michigan Property Taxes

Name: Property Tax Bills Across Sterling Heights, Macomb County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Sterling Heights, MI effective property tax rate: 1.27%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%. Median Sterling Heights, MI home value: $248,000. Median annual Sterling Heights, MI tax bill: $3,253, $853 higher than the national median property tax bill of $2,400.

How are property taxes in Macomb calculated?

Property taxes in Sterling Heights, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Sterling Heights’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sterling Heights, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Sterling Heights, Macomb County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.27%

Estimate Property Tax Bill

$3,150

$2,923

Ownwell’s Sterling Heights Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Sterling Heights with just two data points. By entering your property's estimated assessed value, our calculator applies Sterling Heights’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Macomb County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Sterling Heights, Macomb County, Michigan

Local government entities in Sterling Heights, located in Macomb County, are responsible for setting tax rates, which can differ significantly across Michigan. This is because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws are involved in establishing these rates and budgets, this is the basic annual procedure. Sterling Heights' effective property tax rate is a crucial figure for residents to consider, as it can impact their financial planning. Compared to other cities in Michigan, Sterling Heights’ rate offers a unique perspective on how local policies influence property taxes. The city’s median property tax rate provides a benchmark against which residents can measure their tax obligations. When compared to the national median property tax rate of 1.02%, Sterling Heights stands out in the broader context of U.S. property taxes. This comparison helps residents understand where their city stands in relation to both state and national averages.

Property Tax Rates Across Sterling Heights, Macomb County, Michigan

Source: Ownwell

0.62%

1.25%

1.89%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sterling Heights Tax Rate

1.27%

Median Effective Macomb County Tax Rate

1.19%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sterling Heights, Macomb County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48310	1.06%	1.20%	1.31%	1.71%	1.97%
48312	1.02%	1.14%	1.32%	1.66%	1.95%
48313	0.98%	1.05%	1.17%	1.50%	1.68%
48314	0.98%	1.11%	1.24%	1.56%	1.74%

Source: Ownwell

Property Tax Assessment Values Across Sterling Heights, Macomb County, Michigan

When examining property taxes in Sterling Heights, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Macomb County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Macomb County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sterling Heights.

For example, the median home price in Sterling Heights is $248,000, with tax bills ranging significantly across the county. Zip code 48314 has the highest median home price at $288,000.

Property Tax Assessment Values Across Sterling Heights, Macomb County, Michigan

Source: Ownwell

$78,140

$314,270

$550,400

Median Sterling Heights Market Value

$248,000

Median Macomb County Market Value

$209,990

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sterling Heights, Macomb County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48310	$196,000	$233,000	$258,200	$282,600	$321,000
48312	$127,440	$203,200	$236,000	$263,800	$311,560
48313	$153,000	$200,600	$237,600	$285,600	$334,000
48314	$174,800	$213,400	$288,000	$409,200	$485,540

Source: Ownwell

Property Tax Bills Across Sterling Heights, Macomb County, Michigan

In Sterling Heights, MI, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. This value is then multiplied by the local tax rate to calculate the annual property tax bill. For homeowners in Sterling Heights, Macomb County, the tax bills range significantly. At the 25th percentile, homeowners pay around $2,617, while those at the 90th percentile see bills as high as $5,341. The highest median tax bill in the area is $3,891 in the 48314 zip code, compared to the lowest median of $2,945 in the 48313 zip code. With the national median property tax rate at 1.02%, Sterling Heights homeowners may find their bills higher than average due to local rate variations. Ownwell can assist homeowners by reviewing their property assessments and identifying potential discrepancies. Our experts help in filing appeals, potentially reducing tax liabilities and ensuring fair taxation, ultimately helping homeowners save on their property tax bills.

Property Tax Bills Across Sterling Heights, Macomb County, Michigan

Source: Ownwell

$1,286

$5,267

$9,248

Median Sterling Heights Tax Bill

$3,253

Median Macomb County Tax Bill

$2,603

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Sterling Heights, Macomb County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48310	$2,569	$2,954	$3,472	$4,420	$5,318
48312	$1,898	$2,532	$3,099	$3,965	$4,970
48313	$1,842	$2,323	$2,945	$3,720	$4,629
48314	$2,025	$2,632	$3,891	$5,322	$6,840

Source: Ownwell