Utica, Macomb County, Michigan Property Taxes
Median Utica, MI effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Utica, MI home value: $244,100
Median annual Utica, MI tax bill: $3,374, $974 higher than the national median property tax bill of $2,400.
How are property taxes in Macomb calculated?
Property taxes in Utica, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Utica’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Utica, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Utica, Macomb County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$3,002
$2,786
Property Tax Rates Across Utica, Macomb County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Utica’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
In Macomb County, where Utica is located, property tax rates can fluctuate significantly. The highest median tax rate in the county is 1.33%, while the lowest is 0.89%. This variation is reflective of the diverse range of property values and budgetary needs across different areas. Utica’s property tax rate is slightly above the national median of 1.02%, but still competitive within the state. Understanding these rates can help property owners make informed decisions about appeals and exemptions, ensuring they are not overpaying on their property taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Utica Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Macomb County Tax Rate
1.19%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Utica, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48315 | 0.79% | 0.91% | 1.04% | 1.36% | 1.73% |
| 48316 | 0.76% | 0.84% | 0.89% | 0.91% | 1.32% |
| 48317 | 0.82% | 1.18% | 1.33% | 1.75% | 1.91% |
Source: Ownwell
Property Tax Assessment Values Across Utica, Macomb County, Michigan
When examining property taxes in Utica, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Macomb County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Macomb County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Utica. For example, the median home price in Utica is $244,100, with tax bills ranging significantly across the county. Zip code 48316 has the highest median home price at $550,400.
Property Tax Assessment Values Across Utica, Macomb County, Michigan
Source: Ownwell
$78,140
$314,270
$550,400
Median Utica Market Value
$244,100
Median Macomb County Market Value
$209,990
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Utica, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48315 | $183,560 | $212,800 | $231,000 | $466,300 | $643,040 |
| 48316 | $368,480 | $478,000 | $550,400 | $609,200 | $666,280 |
| 48317 | $94,840 | $175,850 | $221,100 | $298,950 | $423,440 |
Source: Ownwell
Property Tax Bills Across Utica, Macomb County, Michigan
Median Utica Tax Bill
$3,374
Median Macomb County Tax Bill
$2,603
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Utica, Macomb County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48315 | $2,204 | $2,691 | $3,433 | $4,402 | $5,798 |
| 48316 | $3,133 | $4,254 | $4,900 | $5,499 | $6,413 |
| 48317 | $1,757 | $2,500 | $3,099 | $3,877 | $4,810 |
Source: Ownwell