Ann Arbor, Washtenaw County, Michigan Property Taxes

Name: Property Tax Bills Across Ann Arbor, Washtenaw County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median ANN ARBOR, MI effective property tax rate: 1.39%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median ANN ARBOR, MI home value: $417,400
Median annual ANN ARBOR, MI tax bill: $6,019, $3,619 higher than the national median property tax bill of $2,400.

How are property taxes in Washtenaw calculated?

Property taxes in ANN ARBOR, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding ANN ARBOR’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ANN ARBOR, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ann Arbor, Washtenaw County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.39%

Estimate Property Tax Bill

$5,802

$5,384

Ownwell’s Ann Arbor Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ann Arbor with just two data points. By entering your property's estimated assessed value, our calculator applies Ann Arbor’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Washtenaw County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ann Arbor, Washtenaw County, Michigan

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Ann Arbor, located in Washtenaw County, MI, has an effective property tax rate that stands out when compared to other cities in Michigan. The median property tax rate in Ann Arbor is higher than the national median rate of 1.02%, and it also surpasses the state median rate. Within Ann Arbor, the property tax rates can differ significantly. For instance, the 48104 ZIP code has one of the highest median tax rates in the area, while the 48108 ZIP code has one of the lowest. These variations emphasize the importance of understanding local tax dynamics, especially when compared to broader state and national figures.

Property Tax Rates Across Ann Arbor, Washtenaw County, Michigan

Source: Ownwell

0.35%

1.03%

1.71%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ann Arbor Tax Rate

1.39%

Median Effective Washtenaw County Tax Rate

1.22%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ann Arbor, Washtenaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48103	0.89%	1.13%	1.35%	1.74%	2.19%
48104	1.19%	1.37%	1.71%	2.14%	2.41%
48105	0.87%	1.16%	1.47%	1.85%	2.22%
48108	0.95%	1.08%	1.26%	1.39%	1.88%
48107	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Ann Arbor, Washtenaw County, Michigan

When examining property taxes in Ann Arbor, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washtenaw County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Washtenaw County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ann Arbor. For example, the median home price in Ann Arbor is $417,400, with tax bills ranging significantly across the county. 48105 has the highest median home price at $443,200.

Property Tax Assessment Values Across Ann Arbor, Washtenaw County, Michigan

Source: Ownwell

$160,400

$540,000

$919,600

Median Ann Arbor Market Value

$417,400

Median Washtenaw County Market Value

$319,000

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ann Arbor, Washtenaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48103	$244,400	$335,050	$414,900	$525,950	$685,600
48104	$180,800	$281,200	$421,400	$657,400	$883,260
48105	$228,000	$310,800	$443,200	$598,600	$861,400
48108	$209,160	$269,600	$387,200	$531,100	$660,600
48107	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Ann Arbor, Washtenaw County, Michigan

In Ann Arbor, located in Washtenaw County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The assessed value is typically a percentage of the home's market value. Homeowners in Ann Arbor face a median property tax bill significantly higher than the national median of $2,400, with the 25th percentile at $4,244 and the 75th percentile reaching $8,516. Factors influencing the tax bill include the home's location, size, and any improvements made. The highest median tax bill in the area is $7,114 in the 48104 zip code, while the lowest is $5,138 in the 48108 zip code. These high property tax bills can be a significant financial burden for homeowners.

Ownwell offers valuable services to help homeowners reduce their property tax bills. By providing expert guidance on property tax appeals and exemptions, Ownwell assists homeowners in potentially lowering their assessed values, resulting in substantial savings on their annual tax bills.

Property Tax Bills Across Ann Arbor, Washtenaw County, Michigan

Source: Ownwell

$737

$5,619

$10,500

Median Ann Arbor Tax Bill

$6,019

Median Washtenaw County Tax Bill

$4,022

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Ann Arbor, Washtenaw County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48103	$2,774	$4,281	$5,807	$7,948	$10,398
48104	$3,285	$4,604	$7,114	$11,735	$16,910
48105	$3,036	$4,454	$6,424	$9,040	$12,481
48108	$2,452	$3,460	$5,138	$6,897	$8,476
48107	N/A	N/A	N/A	N/A	N/A

Source: Ownwell