Duluth, Carlton County, Minnesota Property Taxes

Name: Property Tax Bills Across Duluth, Carlton County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Duluth, MN effective property tax rate: 1.16%, significantly higher than the national median of 1.02%, but lower than the Minnesota state median of 1.11%.
Median Duluth, MN home value: $349,100
Median annual Duluth, MN tax bill: $4,020, $1,620 higher than the national median property tax bill of $2,400.

How are property taxes in Carlton calculated?

Property taxes in Duluth, MN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Duluth’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Duluth, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Duluth, Carlton County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.16%

Estimate Property Tax Bill

$4,050

$3,758

Ownwell’s Duluth Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Duluth with just two data points. By entering your property's estimated assessed value, our calculator applies Duluth’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Carlton County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Duluth, Carlton County, Minnesota

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Duluth’s effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S. Duluth, located in Carlton County, has a median property tax rate of 1.16%. This rate is higher than the national median property tax rate of 1.02%. Despite being above the national average, Duluth's rate is consistent with the highest and lowest rates within the same zip code, which also stand at 1.16%. Homeowners in Duluth can expect property tax bills that reflect this rate, potentially resulting in higher annual payments compared to the national median property tax bill of $2400.

Property Tax Rates Across Duluth, Carlton County, Minnesota

Source: Ownwell

0.89%

1.18%

1.47%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Duluth Tax Rate

1.16%

Median Effective Carlton County Tax Rate

1.15%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Duluth, Carlton County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
55810	1.05%	1.12%	1.16%	1.19%	1.23%

Source: Ownwell

Property Tax Assessment Values Across Duluth, Carlton County, Minnesota

When examining property taxes in Duluth, MN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carlton County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Carlton County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Duluth. For example, the median home price in Duluth is $349,100, with tax bills ranging significantly across the county. Zip code 55810 has the highest median home price at $349,100.

Property Tax Assessment Values Across Duluth, Carlton County, Minnesota

Source: Ownwell

$110,000

$229,550

$349,100

Median Duluth Market Value

$349,100

Median Carlton County Market Value

$213,450

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Duluth, Carlton County, Minnesota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
55810	$225,300	$284,100	$349,100	$473,700	$607,200

Source: Ownwell

Property Tax Bills Across Duluth, Carlton County, Minnesota

Property tax bills in Duluth, located in Carlton County, MN, are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is a percentage of the property's market value, and the tax rate is set by local taxing authorities. Duluth homeowners face a median property tax bill of $4,020, which is significantly higher than the national median of $2,400. Factors that influence the property tax bill include changes in the market value of homes and adjustments in the local tax rate. Homeowners in Duluth can experience tax bills ranging from $3,086 at the 25th percentile to $7,082 at the 90th percentile, highlighting the variability based on property value and location. Ownwell assists homeowners in Duluth by providing expert property tax appeal and exemption services, which can lead to significant savings. By analyzing individual property assessments and local tax regulations, Ownwell identifies opportunities to reduce tax liabilities, ensuring homeowners pay only their fair share.

Property Tax Bills Across Duluth, Carlton County, Minnesota

Source: Ownwell

$1,032

$2,526

$4,020

Median Duluth Tax Bill

$4,020

Median Carlton County Tax Bill

$2,610

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across Duluth, Carlton County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
55810	$2,082	$3,086	$4,020	$5,574	$7,082

Source: Ownwell