Saint Joseph, Stearns County, Minnesota Property Taxes

Name: Property Tax Bills Across Saint Joseph, Stearns County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint Joseph, MN effective property tax rate: 1.08%, slightly higher than the national median of 1.02%, but lower than the Minnesota state median of 1.11%. Median Saint Joseph, MN home value: $284,900. Median annual Saint Joseph, MN tax bill: $2,968, $568 higher than the national median property tax bill of $2,400.

How are property taxes in Stearns County calculated?

Property taxes in Saint Joseph, MN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint Joseph’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Joseph, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Joseph, Stearns County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.08%

Estimate Property Tax Bill

$3,077

$2,855

Ownwell’s Saint Joseph Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Joseph with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Joseph’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Stearns County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Joseph, Stearns County, Minnesota

Local government entities set tax rates, which can vary widely within Minnesota. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Saint Joseph’s effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.

Property Tax Rates Across Saint Joseph, Stearns County, Minnesota

Source: Ownwell

0.57%

0.99%

1.41%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Joseph Tax Rate

1.08%

Median Effective Stearns County Tax Rate

1.08%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Joseph, Stearns County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
56374	0.69%	0.84%	1.08%	1.22%	1.29%

Source: Ownwell

Property Tax Assessment Values Across Saint Joseph, Stearns County, Minnesota

When examining property taxes in Saint Joseph, MN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stearns County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Stearns County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Joseph. For example, the median home price in Saint Joseph is $284,900, with tax bills ranging significantly across the county. 56374 has the highest median home price at $284,900.

Property Tax Assessment Values Across Saint Joseph, Stearns County, Minnesota

Source: Ownwell

$142,600

$318,350

$494,100

Median Saint Joseph Market Value

$284,900

Median Stearns County Market Value

$269,100

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Joseph, Stearns County, Minnesota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
56374	$179,850	$225,300	$284,900	$404,975	$584,350

Source: Ownwell

Property Tax Bills Across Saint Joseph, Stearns County, Minnesota

In Saint Joseph, located in Stearns County, MN, property tax bills are determined by assessing the market value of a home and applying the local tax rate. The assessed value reflects the estimated market value, which is then multiplied by the local tax rate to calculate the tax bill. Factors such as property size, location, and improvements can influence this assessed value. With a median home price of $284,900, homeowners in Saint Joseph face property tax bills that typically range from $2,280 at the 25th percentile to $5,038 at the 90th percentile. The median tax bill in the area is $2,968, which is above the national median of $2,400. This can significantly impact homeowners, as higher tax bills may affect affordability and financial planning. Ownwell assists homeowners by providing expert property tax appeal and exemption services, potentially lowering their tax burdens. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure homeowners are not overpaying, offering peace of mind and potential savings.

Property Tax Bills Across Saint Joseph, Stearns County, Minnesota

Source: Ownwell

$1,156

$2,450

$3,744

Median Saint Joseph Tax Bill

$2,968

Median Stearns County Tax Bill

$2,818

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Joseph, Stearns County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
56374	$1,680	$2,280	$2,968	$3,894	$5,038

Source: Ownwell