Tioga County, New York Property Taxes
Median Tioga County effective property tax rate: 3.13%, significantly higher than the national median of 1.02%.
Median Tioga County home value: $119,000
Median annual Tioga County tax bill: $3,510, $1,110 higher than the national median property tax bill of $2,400.
How are property taxes in Tioga County calculated?
Property taxes in Tioga County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Owego or another part of Tioga County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Tioga County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.13%
Estimate Property Tax Bill
$3,725
$3,456
Property Tax Rates Across Tioga County, New York
Local government entities in New York set tax rates, and these can vary significantly. Annually, each county in the state estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
In Tioga County, the effective property tax rate is notably higher than the national median property tax rate of 1.02%. The county's median tax rate stands at 3.13%, which is among the highest in the state. In contrast, the city of Brooktondale within Tioga County has the lowest median tax rate at 1.74%, while Endicott holds the highest at 3.92%. This disparity highlights the variation in tax rates within the county itself. Comparing these rates to the national median property tax bill of $2400 can provide a clearer picture of the local tax landscape. This variation underscores the importance of understanding local tax rates and their impact on property owners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tioga County Tax Rate
3.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | 3.00% | 3.13% | 3.14% | 3.43% | 3.57% |
| Barton | 1.97% | 2.17% | 2.32% | 2.32% | 2.32% |
| Berkshire | 1.70% | 2.42% | 3.06% | 3.46% | 3.46% |
| Brooktondale | 1.57% | 1.74% | 1.74% | 3.11% | 3.42% |
| Candor | 1.96% | 2.77% | 3.37% | 3.69% | 3.69% |
| Endicott | 3.16% | 3.79% | 3.92% | 3.94% | 3.95% |
| Lockwood | 1.98% | 2.41% | 2.44% | 2.44% | 2.79% |
| Newark Valley | 1.82% | 2.50% | 2.94% | 3.24% | 3.24% |
| Nichols | 2.24% | 2.24% | 2.24% | 2.30% | 2.99% |
| Owego | 2.22% | 2.66% | 2.74% | 3.16% | 3.16% |
| Richford | 2.05% | 2.86% | 3.49% | 3.56% | 3.56% |
| Sayre | N/A | N/A | N/A | N/A | N/A |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Spencer | 2.94% | 3.15% | 3.18% | 3.18% | 3.18% |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
| Waverly | 2.23% | 2.42% | 3.61% | 3.61% | 3.61% |
| Willseyville | 1.66% | 2.59% | 3.27% | 3.69% | 3.69% |
Source: Ownwell
Property Tax Assessment Values Across Tioga County, New York
When examining property taxes in Tioga County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tioga County Department of Assessment estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Tioga County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tioga County. For example, the median tax bill in Tioga County is $3,703, with tax bills ranging significantly across the county. Endicott has the highest median home price at $160,968.
Median Tioga County Market Value
$119,000
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | $83,387 | $111,774 | $145,161 | $193,065 | $248,387 |
| Barton | $43,636 | $72,727 | $118,182 | $163,636 | $229,091 |
| Berkshire | $33,941 | $59,837 | $97,826 | $144,132 | $218,681 |
| Brooktondale | $33,794 | $48,261 | $72,120 | $113,586 | $138,076 |
| Candor | $39,263 | $71,638 | $104,620 | $153,274 | $219,661 |
| Endicott | $96,806 | $127,096 | $160,968 | $214,274 | $264,129 |
| Lockwood | $42,234 | $68,052 | $114,714 | $168,596 | $235,695 |
| Newark Valley | $37,333 | $70,000 | $108,333 | $141,667 | $198,167 |
| Nichols | $40,984 | $68,852 | $95,000 | $122,951 | $157,746 |
| Owego | $49,190 | $83,654 | $123,592 | $176,009 | $236,364 |
| Richford | $35,500 | $56,522 | $85,217 | $131,957 | $207,609 |
| Sayre | N/A | N/A | N/A | N/A | N/A |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Spencer | $38,210 | $74,983 | $115,650 | $154,000 | $208,300 |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
| Waverly | $52,725 | $76,431 | $102,044 | $140,599 | $201,318 |
| Willseyville | $31,918 | $54,737 | $96,432 | $132,807 | $192,094 |
Source: Ownwell
Property Tax Bills Across Tioga County, New York
Median Tioga County Tax Bill
$3,510
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | $2,599 | $3,568 | $4,720 | $6,363 | $8,240 |
| Barton | $927 | $1,594 | $2,587 | $3,707 | $5,124 |
| Berkshire | $821 | $1,570 | $2,830 | $4,402 | $6,179 |
| Brooktondale | $507 | $815 | $1,593 | $2,869 | $3,639 |
| Candor | $965 | $2,114 | $3,383 | $5,046 | $7,311 |
| Endicott | $3,161 | $4,792 | $6,110 | $8,325 | $10,288 |
| Lockwood | $980 | $1,542 | $2,692 | $4,098 | $5,712 |
| Newark Valley | $943 | $1,809 | $2,970 | $4,181 | $6,031 |
| Nichols | $932 | $1,594 | $2,248 | $2,982 | $3,894 |
| Owego | $1,308 | $2,091 | $3,350 | $4,971 | $6,843 |
| Richford | $1,046 | $1,702 | $2,691 | $4,323 | $6,967 |
| Sayre | N/A | N/A | N/A | N/A | N/A |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Spencer | $1,136 | $2,228 | $3,576 | $4,775 | $6,420 |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
| Waverly | $1,417 | $2,329 | $3,189 | $4,215 | $5,590 |
| Willseyville | $865 | $1,449 | $2,903 | $4,239 | $6,153 |
Source: Ownwell