Fargo, Cass County, North Dakota Property Taxes
Median Fargo, ND effective property tax rate: 1.43%, significantly higher than the national median of 1.02%, but lower than the ND state median of 1.30%.
Median Fargo, ND home value: $226,500
Median annual Fargo, ND tax bill: $3,403, $1,003 higher than the national median property tax bill of $2,400.
How are property taxes in Cass calculated?
Property taxes in Fargo, ND are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fargo’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fargo, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Fargo, Cass County, North Dakota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.43%
Estimate Property Tax Bill
$3,239
$3,006
Property Tax Rates Across Fargo, Cass County, North Dakota
Local government entities set tax rates, which can vary widely within a state. This variation occurs because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
Fargo in Cass County, North Dakota, is a prime example of how property tax rates can differ even within a single state. With a median property tax rate of 1.43%, Fargo's rate stands above the national median property tax rate of 1.02%. This rate is indicative of the city's commitment to maintaining essential services and infrastructure. Within Fargo, the highest median tax rate is 1.44% in the 58102 zip code, while the lowest is 1.41% in the 58103 zip code. When compared to other cities in North Dakota and the national median, Fargo's property tax rates highlight the importance of understanding local tax obligations and their impact on property owners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fargo Tax Rate
1.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cass County Tax Rate
1.42%
Median Effective North Dakota Tax Rate
1.30%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fargo, Cass County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58102 | 1.30% | 1.37% | 1.44% | 1.56% | 1.75% |
| 58103 | 1.35% | 1.37% | 1.41% | 1.49% | 1.61% |
| 58104 | 1.36% | 1.38% | 1.43% | 1.79% | 2.00% |
Source: Ownwell
Property Tax Assessment Values Across Fargo, Cass County, North Dakota
When examining property taxes in Fargo, ND, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cass County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. This is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cass County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market and assessed values, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fargo. For example, the median home price in Fargo is $226,500, with tax bills ranging significantly across the county. Zip code 58104 has the highest median home price at $295,200.
Property Tax Assessment Values Across Fargo, Cass County, North Dakota
Source: Ownwell
$79,400
$233,925
$388,450
Median Fargo Market Value
$226,500
Median Cass County Market Value
$223,400
Median North Dakota Market Value
$217,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fargo, Cass County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58102 | $83,300 | $159,800 | $205,600 | $267,300 | $365,140 |
| 58103 | $107,010 | $161,800 | $202,400 | $256,300 | $328,100 |
| 58104 | $193,300 | $225,600 | $295,200 | $372,900 | $491,040 |
Source: Ownwell
Property Tax Bills Across Fargo, Cass County, North Dakota
Median Fargo Tax Bill
$3,403
Median Cass County Tax Bill
$3,332
Median North Dakota Tax Bill
$2,659
Median United States Tax Bill
$2,400
Property Tax Bills Across Fargo, Cass County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58102 | $1,163 | $2,389 | $3,105 | $3,931 | $5,024 |
| 58103 | $1,344 | $2,278 | $2,928 | $3,792 | $4,808 |
| 58104 | $2,694 | $3,473 | $4,528 | $6,130 | $8,169 |
Source: Ownwell