West Chester, Chester County, Pennsylvania Property Taxes
Median WEST CHESTER, PA effective property tax rate: 2.87%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median WEST CHESTER, PA home value: $184,390
Median annual WEST CHESTER, PA tax bill: $5,390, $2,990 higher than the national median property tax bill of $2,400.
How are property taxes in Chester calculated?
Property taxes in WEST CHESTER, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding WEST CHESTER’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WEST CHESTER, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
West Chester, Chester County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.87%
Estimate Property Tax Bill
$5,292
$4,911
Property Tax Rates Across West Chester, Chester County, Pennsylvania
Local government entities determine tax rates, which can vary significantly within a state. Annually, each county calculates its budget requirements to provide essential services and divides this by the total value of all taxable property within its jurisdiction. This process results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the core of the annual procedure.
Below, you can compare West Chester’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S. West Chester, located in Chester County, has a median property tax rate of 2.87%, which is significantly higher than the national median rate of 1.02%. This places West Chester among the higher property tax regions in the state, with the highest median tax rate in the area being 2.98% in the 19382 ZIP code. While the lowest median tax rate in Chester County is also 2.87%, it remains above the national average, highlighting the region's relatively high property tax environment compared to the broader U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective West Chester Tax Rate
2.87%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chester County Tax Rate
3.50%
Median Effective Pennsylvania Tax Rate
2.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across West Chester, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19380 | 2.74% | 2.77% | 2.87% | 2.90% | 3.36% |
| 19382 | 2.80% | 2.87% | 2.98% | 3.47% | 3.69% |
| 19335 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across West Chester, Chester County, Pennsylvania
When examining property taxes in West Chester, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chester County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Chester County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in West Chester.
For example, the median home price in West Chester is $184,390, with tax bills ranging significantly across the county. Zip code 19380 has the highest median home price at $184,470.
Property Tax Assessment Values Across West Chester, Chester County, Pennsylvania
Source: Ownwell
$74,035
$221,953
$369,870
Median West Chester Market Value
$184,390
Median Chester County Market Value
$166,835
Median Pennsylvania Market Value
$114,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across West Chester, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19380 | $103,615 | $133,138 | $184,470 | $244,445 | $310,779 |
| 19382 | $77,620 | $127,680 | $184,280 | $258,402 | $355,201 |
| 19335 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across West Chester, Chester County, Pennsylvania
In West Chester, Chester County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessment office. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. In this area, tax bills can range significantly, with the 25th percentile at $3,852 and the 75th percentile at $7,491. The highest median tax bill in the area is $5,582, while the lowest is $5,251. This variability can have a significant impact on homeowners, as higher tax bills can increase the cost of homeownership, placing a financial burden on families.
Ownwell offers a valuable service to homeowners by providing property tax appeal and exemption services. By analyzing the assessed value of your property and comparing it to market conditions, Ownwell can identify potential savings opportunities. Our team works to ensure that homeowners are not overpaying on their property taxes, helping to reduce the financial strain and allowing for significant savings.
Property Tax Bills Across West Chester, Chester County, Pennsylvania
Source: Ownwell
$3,552
$6,951
$10,350
Median West Chester Tax Bill
$5,390
Median Chester County Tax Bill
$6,037
Median Pennsylvania Tax Bill
$3,063
Median United States Tax Bill
$2,400
Property Tax Bills Across West Chester, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19380 | $3,059 | $3,829 | $5,251 | $6,985 | $8,954 |
| 19382 | $2,358 | $3,910 | $5,582 | $8,209 | $11,317 |
| 19335 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell