Swoyersville, Luzerne County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SWOYERSVILLE, PA effective property tax rate: 2.62%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median SWOYERSVILLE, PA home value: $84,900
Median annual SWOYERSVILLE, PA tax bill: $2,205, $195 lower than the national median property tax bill of $2,400.

How are property taxes in Luzerne calculated?

Property taxes in SWOYERSVILLE, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SWOYERSVILLE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SWOYERSVILLE, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Swoyersville, Luzerne County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.62%

Estimate Property Tax Bill

$2,224

$2,064

Ownwell’s Swoyersville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Swoyersville with just two data points. By entering your property's estimated assessed value, our calculator applies Swoyersville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Luzerne County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Swoyersville, Luzerne County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. Although votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. Swoyersville in Luzerne County, PA, has an effective property tax rate that stands out when compared to other cities in Pennsylvania and the national average. With a median property tax rate of 2.62%, Swoyersville's rate is significantly higher than the national median of 1.02%. This means homeowners in Swoyersville may face higher property tax bills compared to the national median bill of $2400. Understanding these differences can be crucial for property owners and prospective buyers who need to budget accordingly. Comparing Swoyersville’s tax rates with other regions provides valuable insights into the local tax landscape and can inform financial decisions related to property ownership.

Property Tax Rates Across Swoyersville, Luzerne County, Pennsylvania

Source: Ownwell

1.85%

2.53%

3.21%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Swoyersville Tax Rate

2.62%

Median Effective Luzerne County Tax Rate

2.52%

Median Effective Pennsylvania Tax Rate

2.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Swoyersville, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
18704	2.62%	2.62%	2.62%	2.62%	2.62%

Source: Ownwell

Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania

When examining property taxes in Swoyersville, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Luzerne County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Luzerne County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Swoyersville. For example, the median home price in Swoyersville is $84,900, with tax bills ranging significantly across the county. 18704 has the highest median home price at $84,900.

Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania

Source: Ownwell

$47,550

$137,425

$227,300

Median Swoyersville Market Value

$84,900

Median Luzerne County Market Value

$93,900

Median Pennsylvania Market Value

$114,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
18704	$49,360	$60,500	$84,900	$121,600	$156,600

Source: Ownwell

Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania

In Swoyersville, PA, property tax bills are calculated based on the assessed value of a home, which is determined by the Luzerne County assessment office. This assessed value is then multiplied by the local property tax rate to determine the annual tax bill. With a median home price of $84,900, homeowners in Swoyersville can expect tax bills that vary widely. The tax bill at the 25th percentile is $1,580, while at the 75th percentile, it climbs to $3,170, and at the 90th percentile, it reaches $4,038. These figures highlight the significant impact property taxes can have on a homeowner's budget, especially when compared to the national median property tax bill of $2,400. Ownwell can assist Swoyersville homeowners by identifying potential savings through property tax appeals and exemptions. Our experts analyze individual property assessments, ensuring homeowners are not overpaying. By leveraging local market data and expertise, Ownwell helps reduce property tax burdens, providing peace of mind and financial relief to property owners.

Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania

Source: Ownwell

$908

$3,317

$5,725

Median Swoyersville Tax Bill

$2,205

Median Luzerne County Tax Bill

$2,646

Median Pennsylvania Tax Bill

$3,063

Median United States Tax Bill

$2,400

Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
18704	$1,280	$1,580	$2,205	$3,170	$4,038

Source: Ownwell