Hendersonville, Sumner County, Tennessee Property Taxes
Median Hendersonville, TN effective property tax rate: 0.82%, significantly lower than the national median of 1.02%, but higher than the Tennessee state median of 0.64%. Median Hendersonville, TN home value: $292,700. Median annual Hendersonville, TN tax bill: $2,271, $129 lower than the national median property tax bill of $2,400.
How are property taxes in Sumner calculated?
Property taxes in Hendersonville, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hendersonville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hendersonville, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Hendersonville, Sumner County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.82%
Estimate Property Tax Bill
$2,400
$2,227
Ownwell’s Hendersonville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hendersonville with just two data points.
By entering your property's estimated assessed value, our calculator applies Hendersonville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Sumner County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Hendersonville, Sumner County, Tennessee
Local government entities are responsible for setting property tax rates, which can differ significantly across a state. Each year, counties estimate their budget needs to fund public services and divide this by the total assessed value of all taxable properties within their boundaries. This process determines the property tax rate. Although setting these rates involves various votes and legislative measures, this is essentially how it works annually.
In Hendersonville, located in Sumner County, the effective property tax rate is 0.82%, aligning with both the highest and lowest rates in the area. This rate is below Tennessee's median property tax rate, which is also 0.82%, and significantly lower than the national median of 1.02%. As a result, homeowners in Hendersonville typically enjoy lower property tax bills compared to many other parts of the country, where the national median property tax bill is $2,400. This favorable tax environment can be a substantial financial advantage for property owners in Hendersonville, making it an attractive location for those seeking to minimize their property tax burden.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hendersonville Tax Rate
0.82%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumner County Tax Rate
0.76%
Median Effective Tennessee Tax Rate
0.64%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hendersonville, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37075 | 0.56% | 0.81% | 0.82% | 0.82% | 0.83% |
Source: Ownwell
Property Tax Assessment Values Across Hendersonville, Sumner County, Tennessee
When examining property taxes in Hendersonville, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumner County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Sumner County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hendersonville.
For example, the median home price in Hendersonville is $292,700, with tax bills ranging significantly across the county. Zip code 37075 has the highest median home price at $292,700.
Property Tax Assessment Values Across Hendersonville, Sumner County, Tennessee
Source: Ownwell
$127,500
$210,100
$292,700
Median Hendersonville Market Value
$292,700
Median Sumner County Market Value
$246,900
Median Tennessee Market Value
$173,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hendersonville, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37075 | $187,500 | $223,600 | $292,700 | $380,300 | $492,620 |
Source: Ownwell
Property Tax Bills Across Hendersonville, Sumner County, Tennessee
In Hendersonville, TN, property tax bills are calculated by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the property's market value, which is determined by the local assessor's office. Homeowners in Sumner County experience a median property tax bill of $2,271, which is below the national median of $2,400. However, tax bills can vary significantly, with amounts ranging from $1,787 at the 25th percentile to $3,728 at the 90th percentile, depending on the property's assessed value and location within the county.
For homeowners, understanding these factors is crucial as property taxes can impact overall housing affordability. Ownwell offers valuable assistance to homeowners by providing property tax appeal and exemption services, potentially lowering tax bills. By analyzing assessment data and identifying discrepancies, Ownwell can help homeowners ensure their properties are accurately assessed, maximizing potential savings and reducing financial burdens related to property taxes.
Median Hendersonville Tax Bill
$2,271
Median Sumner County Tax Bill
$1,839
Median Tennessee Tax Bill
$1,206
Median United States Tax Bill
$2,400
Property Tax Bills Across Hendersonville, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37075 | $1,466 | $1,787 | $2,271 | $2,901 | $3,728 |
Source: Ownwell