Effingham County, Georgia Property Taxes
The median property tax rate in Effingham County is 1.03%, which is slightly higher than the national median of 0.99% but lower than the Georgia state median of 1.08%. With a median home value of $198,122 in Effingham County, the typical annual property tax bill amounts to $1,958, falling below the national median of $2,690. Property taxes in Effingham County are calculated based on the tax assessed value, which is generally lower than the actual market value due to various property tax exemptions such as those for primary residences and agricultural properties. Understanding the specific property tax system in Effingham County, exploring available exemptions, and identifying opportunities for property tax reductions can lead to substantial annual savings. Whether you reside in Rincon or another part of Effingham County, gaining comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Effingham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.03%
Estimate Property Tax Bill
$2,041
$1,894
Ownwell’s Effingham County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Effingham County with just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Effingham County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Effingham County, Georgia
Property taxes in Effingham County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Effingham County is 1.03%, which is higher than both the Georgia state median and the U.S. national median of 0.99%. Local government entities within Effingham County set these rates annually, and they can vary significantly between different areas within the county. Each year, Effingham County estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Effingham County's effective property tax rate with other areas in Georgia and the national median. For comparison, the city of Springfield has one of the higher property tax rates in Georgia at 1.09%, while the city of Rincon boasts one of the lowest at 1.00%. Analyzing how Effingham County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Effingham County Tax Rate
1.03%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 0.46% | 0.79% | 1.00% | 1.40% | 1.74% |
| Clyo | 0.46% | 0.78% | 1.04% | 1.39% | 1.90% |
| Eden | 0.54% | 0.79% | 1.08% | 1.49% | 1.88% |
| Guyton | 0.51% | 0.82% | 1.03% | 1.37% | 1.59% |
| Meldrim | 0.45% | 0.77% | 1.07% | 1.74% | 2.12% |
| Newington | 0.55% | 0.74% | 1.01% | 1.33% | 1.79% |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
| Rincon | 0.45% | 0.72% | 1.00% | 1.18% | 1.44% |
| Springfield | 0.47% | 0.80% | 1.09% | 1.46% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Effingham County, Georgia
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in Effingham County, GA. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Effingham County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Effingham County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Effingham County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Effingham County, Guyton has the highest median tax bill at $2,204, while Eden has the lowest at $1,215.
Property Tax Assessment Values Across Effingham County, Georgia
Source: Ownwell
$94,633
$154,051
$213,469
Average Effingham County Assessed Value
$198,122
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $60,282 | $99,152 | $173,720 | $226,682 | $315,796 |
| Clyo | $38,074 | $67,522 | $134,570 | $212,850 | $310,468 |
| Eden | $46,850 | $64,263 | $94,633 | $177,027 | $256,473 |
| Guyton | $77,284 | $150,253 | $213,469 | $292,860 | $371,818 |
| Meldrim | $41,364 | $71,171 | $111,137 | $154,432 | $227,608 |
| Newington | $46,352 | $81,854 | $143,145 | $244,444 | $522,232 |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
| Rincon | $118,641 | $154,980 | $207,172 | $281,618 | $370,958 |
| Springfield | $67,467 | $109,048 | $162,158 | $230,630 | $318,654 |
Source: Ownwell
Property Tax Bills Across Effingham County, Georgia
In Effingham County, GA, property tax bills are calculated based on the assessed value of a home, which is determined as a percentage of its market value. Homeowners in this region see a variety of tax bills depending on their property's assessed value and the local tax rate. For instance, the median home price in Effingham County stands at $198,122. Tax bills can vary widely, with the 25th percentile at $1,170 and the 75th percentile reaching up to $2,841. The 90th percentile tax bill can even go as high as $3,756. Factors influencing these variations include the specific location within the county, as the city of Guyton has the highest median tax bill at $2,204, while Eden has the lowest at $1,215. Compared to the national median property tax rate of 0.99%, Effingham County's rates can significantly impact homeowners, influencing their financial planning and overall cost of living. This variation underscores the importance of understanding local property tax structures for effective financial management.
Average Effingham County Tax Bill
$1,958
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $408 | $947 | $1,670 | $2,423 | $3,281 |
| Clyo | $388 | $659 | $1,274 | $2,179 | $3,048 |
| Eden | $395 | $614 | $1,215 | $1,827 | $2,624 |
| Guyton | $522 | $1,275 | $2,204 | $3,111 | $3,985 |
| Meldrim | $394 | $615 | $1,226 | $1,924 | $2,508 |
| Newington | $473 | $821 | $1,401 | $2,529 | $3,909 |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
| Rincon | $655 | $1,283 | $1,983 | $2,794 | $3,774 |
| Springfield | $437 | $1,029 | $1,748 | $2,529 | $3,334 |
Source: Ownwell