Cattaraugus County Property Taxes
The median property tax rate in Cattaraugus County is 1.53%, which is significantly higher than the national median of 0.99% but lower than the New York state median of 2.39%. With a median home value of $88,597 in Cattaraugus County, the typical annual property tax bill is $1,508, which is below the national median of $2,690. Property taxes in Cattaraugus County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cattaraugus County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Olean or another part of Cattaraugus County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cattaraugus County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.53%
Estimate Property Tax Bill
$1,356
$1,340
Ownwell’s Cattaraugus County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Cattaraugus County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Cattaraugus County to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Cattaraugus County, New York
Property taxes in Cattaraugus play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cattaraugus is 1.53%, which is higher than the U.S. national median of 0.99%. Local government entities within Cattaraugus set these rates annually, and they can vary significantly between different areas within the county. Each year, Cattaraugus estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Cattaraugus's effective property tax rate with other regions and the national median. For comparison, the city of Otto has one of the higher property tax rates in the region at 3.43%, while the city of Salamanca boasts one of the lowest at 1.00%. Analyzing how Cattaraugus's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cattaraugus County Tax Rate
1.53%
Average New York Tax Rate
2.39%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cattaraugus County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allegany | 1.34% | 1.57% | 1.57% | 1.57% | 1.57% |
| Arcade | 1.31% | 1.44% | 1.44% | 1.51% | 1.52% |
| Cattaraugus | 1.41% | 1.41% | 1.66% | 1.82% | 2.63% |
| Chaffee | 1.34% | 1.34% | 1.34% | 1.34% | 1.65% |
| Conewango Valley | 1.36% | 1.62% | 1.67% | 1.77% | 2.25% |
| Cuba | 1.25% | 1.54% | 1.54% | 1.61% | 2.38% |
| Dayton | 1.56% | 1.62% | 1.69% | 1.69% | 2.89% |
| Delevan | 1.33% | 1.33% | 1.34% | 1.49% | 1.91% |
| East Otto | 1.43% | 1.68% | 1.68% | 1.68% | 2.40% |
| Ellicottville | 1.18% | 1.18% | 1.18% | 1.18% | 1.49% |
| Farmersville | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% |
| Farmersville Station | 1.02% | 1.47% | 1.64% | 1.74% | 1.74% |
| Forestville | 1.47% | 1.47% | 1.47% | 1.47% | 1.47% |
| Franklinville | 1.42% | 1.61% | 1.70% | 1.72% | 2.44% |
| Freedom | 1.24% | 1.44% | 1.44% | 1.47% | 1.48% |
| Frewsburg | 1.26% | 1.26% | 1.26% | 1.26% | 1.40% |
| Gowanda | 1.26% | 1.26% | 1.26% | 1.58% | 1.96% |
| Great Valley | 1.26% | 1.26% | 1.26% | 1.42% | 1.78% |
| Hinsdale | 1.42% | 1.54% | 1.62% | 1.75% | 2.27% |
| Irving | 1.22% | 1.26% | 1.46% | 1.47% | 1.47% |
| Kennedy | 1.47% | 1.65% | 1.73% | 1.73% | 1.73% |
| Kill Buck | 1.15% | 1.28% | 1.28% | 1.40% | 1.40% |
| Leon | 1.77% | 1.77% | 1.77% | 1.77% | 1.77% |
| Limestone | 1.14% | 1.40% | 1.40% | 1.57% | 2.87% |
| Little Valley | 1.27% | 1.48% | 1.52% | 1.53% | 1.69% |
| Machias | 1.18% | 1.46% | 1.48% | 1.78% | 2.42% |
| Olean | 1.27% | 1.54% | 2.37% | 2.37% | 4.12% |
| Otto | 3.43% | 3.43% | 3.43% | 3.43% | 3.43% |
| Perrysburg | 1.32% | 1.47% | 1.53% | 1.75% | 2.15% |
| Portville | 1.14% | 1.29% | 1.29% | 1.44% | 1.58% |
| Randolph | 1.24% | 1.52% | 1.73% | 1.77% | 2.04% |
| Saint Bonaventure | 1.27% | 1.27% | 1.27% | 1.27% | 1.27% |
| Salamanca | 0.85% | 1.00% | 1.00% | 1.20% | 1.56% |
| Sandusky | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Sardinia | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| South Dayton | 1.42% | 1.62% | 1.62% | 1.77% | 2.86% |
| Springville | 1.13% | 1.31% | 1.31% | 1.31% | 1.34% |
| Steamburg | 1.16% | 1.24% | 1.24% | 1.24% | 1.24% |
| Versailles | 1.45% | 1.57% | 1.59% | 2.66% | 3.21% |
| Westons Mills | 1.04% | 1.27% | 1.27% | 1.27% | 1.42% |
| West Valley | 1.18% | 1.31% | 1.31% | 1.36% | 1.78% |
| Yorkshire | 1.43% | 1.53% | 1.64% | 1.73% | 2.13% |
Source: Ownwell
Property Tax Assessment Values Across Cattaraugus County, New York
In Cattaraugus County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cattaraugus County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cattaraugus County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Sardinia has the highest median tax bill at $3,218, while Salamanca has the lowest at $655. Being aware of these valuation processes in Cattaraugus County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Cattaraugus County, New York
Source: Ownwell
$53,082
$148,503
$243,924
Average Cattaraugus County Assessed Value
$88,597
Average New York Assessed Value
$255,644
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cattaraugus County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allegany | $40,000 | $77,778 | $111,111 | $157,778 | $211,111 |
| Arcade | $7,292 | $21,875 | $94,050 | $151,446 | $187,850 |
| Cattaraugus | $34,700 | $61,225 | $92,600 | $141,800 | $202,700 |
| Chaffee | $77,558 | $100,198 | $131,008 | $175,896 | $205,827 |
| Conewango Valley | $28,778 | $51,849 | $86,205 | $134,042 | $197,165 |
| Cuba | $18,987 | $40,056 | $75,950 | $113,924 | $162,716 |
| Dayton | $32,640 | $45,700 | $63,200 | $90,350 | $125,080 |
| Delevan | $21,875 | $54,200 | $112,833 | $168,834 | $218,080 |
| East Otto | $38,720 | $70,700 | $117,100 | $183,500 | $298,680 |
| Ellicottville | $56,686 | $123,657 | $243,924 | $337,083 | $485,940 |
| Farmersville | $176,184 | $176,184 | $176,184 | $176,184 | $176,184 |
| Farmersville Station | $40,465 | $66,910 | $88,947 | $127,238 | $190,895 |
| Forestville | $115,320 | $156,100 | $164,000 | $178,300 | $184,840 |
| Franklinville | $30,183 | $53,290 | $80,932 | $116,601 | $170,189 |
| Freedom | $40,860 | $77,000 | $122,300 | $167,500 | $217,220 |
| Frewsburg | $19,000 | $33,962 | $61,077 | $100,500 | $136,923 |
| Gowanda | $48,827 | $70,220 | $87,719 | $114,035 | $153,940 |
| Great Valley | $46,821 | $79,176 | $119,208 | $187,896 | $267,468 |
| Hinsdale | $18,988 | $39,241 | $73,418 | $102,215 | $143,291 |
| Irving | $114,000 | $127,500 | $146,200 | $261,500 | $390,200 |
| Kennedy | $36,283 | $78,192 | $112,667 | $170,077 | $225,763 |
| Kill Buck | $20,373 | $42,953 | $77,073 | $117,012 | $178,219 |
| Leon | $13,904 | $28,596 | $53,082 | $77,568 | $92,260 |
| Limestone | $21,867 | $40,600 | $60,933 | $83,516 | $103,867 |
| Little Valley | $35,100 | $59,806 | $92,830 | $142,452 | $200,780 |
| Machias | $37,845 | $73,575 | $117,619 | $178,800 | $262,620 |
| Olean | $34,118 | $51,852 | $70,000 | $95,883 | $142,781 |
| Otto | $62,716 | $62,716 | $62,716 | $62,716 | $62,716 |
| Perrysburg | $47,720 | $81,525 | $119,300 | $168,650 | $215,400 |
| Portville | $33,902 | $53,580 | $77,346 | $99,498 | $135,704 |
| Randolph | $39,960 | $70,000 | $100,600 | $141,667 | $190,120 |
| Saint Bonaventure | $105,185 | $105,185 | $105,185 | $105,185 | $105,185 |
| Salamanca | $38,741 | $51,852 | $66,667 | $92,593 | $143,396 |
| Sandusky | $125,400 | $125,400 | $125,400 | $125,400 | $125,400 |
| Sardinia | $196,508 | $213,021 | $240,542 | $300,521 | $336,508 |
| South Dayton | $28,767 | $47,600 | $73,400 | $112,300 | $172,742 |
| Springville | $56,840 | $99,800 | $155,100 | $217,275 | $281,840 |
| Steamburg | $15,480 | $33,500 | $63,000 | $86,350 | $138,310 |
| Versailles | $65,720 | $69,100 | $85,000 | $105,500 | $187,180 |
| Westons Mills | $49,197 | $63,025 | $74,939 | $95,154 | $113,086 |
| West Valley | $47,692 | $90,625 | $143,050 | $193,850 | $269,140 |
| Yorkshire | $36,442 | $89,583 | $135,000 | $164,792 | $187,900 |
Source: Ownwell
Property Tax Bills Across Cattaraugus County, New York
In Cattaraugus County, NY, property tax bills are calculated by multiplying the assessed value of a home by the local tax rate. The assessed value is determined by the county assessor, who evaluates the property's market value and applies an assessment ratio. This ratio ensures that the assessed value is a percentage of the market value, aligning with county regulations. Several factors influence the final tax bill, including property location, home improvements, and market conditions. For instance, homes in Sardinia face the highest median tax bill at $3,218, while those in Salamanca see the lowest at $655. The tax burden varies significantly, with the 25th percentile tax bill at $903 and the 90th percentile reaching $3,507. These taxes fund essential local services such as schools, public safety, and infrastructure. Homeowners in Cattaraugus County must navigate these variables to understand their tax obligations, which can significantly impact their annual budget. Compared to the national median property tax rate of 0.99%, the rates in this county highlight the importance of accurate property assessments and prudent financial planning.
Average Cattaraugus County Tax Bill
$1,508
Average New York Tax Bill
$5,938
Average United States Tax Bill
$2,690
Property Tax Bills Across Cattaraugus County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allegany | $609 | $1,202 | $1,740 | $2,519 | $3,340 |
| Arcade | $110 | $330 | $1,279 | $2,267 | $2,826 |
| Cattaraugus | $588 | $1,027 | $1,572 | $2,480 | $3,389 |
| Chaffee | $1,132 | $1,388 | $1,851 | $2,447 | $3,181 |
| Conewango Valley | $501 | $865 | $1,457 | $2,184 | $3,083 |
| Cuba | $337 | $590 | $1,186 | $1,785 | $2,493 |
| Dayton | $562 | $808 | $1,091 | $1,769 | $2,527 |
| Delevan | $326 | $777 | $1,592 | $2,418 | $3,316 |
| East Otto | $675 | $1,226 | $1,978 | $3,106 | $4,670 |
| Ellicottville | $697 | $1,492 | $3,033 | $4,201 | $6,193 |
| Farmersville | $2,634 | $2,634 | $2,634 | $2,634 | $2,634 |
| Farmersville Station | $621 | $997 | $1,447 | $2,222 | $3,008 |
| Forestville | $1,420 | $2,230 | $2,344 | $2,567 | $2,622 |
| Franklinville | $511 | $881 | $1,374 | $2,035 | $3,028 |
| Freedom | $572 | $1,098 | $1,750 | $2,456 | $3,217 |
| Frewsburg | $240 | $432 | $792 | $1,323 | $1,782 |
| Gowanda | $631 | $926 | $1,214 | $1,781 | $2,550 |
| Great Valley | $593 | $1,002 | $1,619 | $2,581 | $3,803 |
| Hinsdale | $332 | $652 | $1,193 | $1,771 | $2,440 |
| Irving | $1,562 | $1,719 | $2,020 | $2,999 | $4,183 |
| Kennedy | $509 | $1,261 | $1,925 | $2,853 | $3,630 |
| Kill Buck | $318 | $632 | $1,085 | $1,617 | $2,416 |
| Leon | $247 | $507 | $942 | $1,376 | $1,637 |
| Limestone | $300 | $577 | $968 | $1,350 | $1,864 |
| Little Valley | $529 | $892 | $1,409 | $2,182 | $3,094 |
| Machias | $614 | $1,133 | $1,835 | $2,910 | $4,281 |
| Olean | $698 | $1,117 | $1,567 | $2,276 | $3,561 |
| Otto | $2,153 | $2,153 | $2,153 | $2,153 | $2,153 |
| Perrysburg | $824 | $1,356 | $1,940 | $2,616 | $3,310 |
| Portville | $446 | $724 | $1,061 | $1,433 | $2,129 |
| Randolph | $587 | $1,057 | $1,681 | $2,385 | $3,140 |
| Saint Bonaventure | $1,335 | $1,335 | $1,335 | $1,335 | $1,335 |
| Salamanca | $365 | $508 | $655 | $1,005 | $2,041 |
| Sandusky | $1,807 | $1,807 | $1,807 | $1,807 | $1,807 |
| Sardinia | $2,629 | $2,850 | $3,218 | $4,021 | $4,502 |
| South Dayton | $525 | $816 | $1,251 | $1,997 | $2,928 |
| Springville | $746 | $1,274 | $2,019 | $2,893 | $3,812 |
| Steamburg | $251 | $343 | $717 | $1,059 | $1,418 |
| Versailles | $925 | $1,229 | $1,733 | $2,209 | $2,895 |
| Westons Mills | $619 | $783 | $912 | $1,163 | $2,148 |
| West Valley | $647 | $1,242 | $1,973 | $2,661 | $3,672 |
| Yorkshire | $501 | $1,613 | $2,255 | $2,691 | $3,206 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Links | |
|---|---|
| Cattaraugus Assessment Review Commission | |
| Website | maps.cattco.org |
Find your City
A
C
D
E
F
G
H
I
K
L
M
O
P
R
S
V
W
Y