Property Taxes in Alabama
The median Alabama property tax rate is 0.47%, significantly lower than the national median of 0.99%. With a median home value of $149,600, the median Alabama property tax bill amounts to $717 a year. Compared to the national median annual property tax bill of $2,471, Alabama homeowners enjoy much lower property taxes. Property taxes in Alabama are calculated based on the tax assessed value, which typically falls below the actual market value due to property tax exemptions, such as the primary residence or agriculture exemption. Understanding your county's specific property tax system, exploring property tax exemptions, and recognizing opportunities for property tax reductions can lead to significant annual tax savings. Whether you're in Birmingham, Montgomery, Mobile, Huntsville, or any other Alabama locale, familiarizing yourself with the property taxes in your location can benefit homeowners and investors alike.
Last Updated June 14, 2024
Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.47%
Estimate Property Tax Bill
$703
Ownwell’s Alabama Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Alabama with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Alabama to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a county or city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Alabama
Property taxes in Alabama fund essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Alabama is 0.47% compared to the national median property tax rate of 0.99%. The tax rate is set by local government entities, and it can vary widely between different areas within the state. Each county estimates its required budget to provide services for the upcoming year, and then divides that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, that is the process followed each year. Compare an Alabama county’s effective property tax rate to other counties in Alabama or the US median property tax rate below. Jefferson County has the highest property tax rate in Alabama at 0.71%. Barbour County has the lowest property tax rate in Alabama at 0.40%.
Average Alabama Tax Rate
0.47%
Average United States Tax Rate
0.99%
Property Tax Rates Across Alabama
| County | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autauga | 0.23% | 0.26% | 0.29% | 0.31% | 0.62% |
| Baldwin | 0.24% | 0.28% | 0.33% | 0.60% | 0.66% |
| Barbour | 0.22% | 0.30% | 0.40% | 0.59% | 0.85% |
| Bibb | 0.16% | 0.21% | 0.26% | 0.29% | 0.34% |
| Blount | N/A | N/A | N/A | N/A | N/A |
| Bullock | 0.29% | 0.38% | 0.49% | 0.93% | 1.19% |
| Butler | 0.19% | 0.25% | 0.30% | 0.43% | 0.85% |
| Calhoun | 0.33% | 0.38% | 0.44% | 0.78% | 0.95% |
| Chambers | 0.30% | 0.35% | 0.43% | 0.85% | 1.05% |
| Cherokee | 0.33% | 0.39% | 0.42% | 0.84% | 0.94% |
| Chilton | 0.15% | 0.36% | 0.45% | 0.63% | 1.00% |
| Choctaw | 0.14% | 0.21% | 0.29% | 0.32% | 0.37% |
| Clarke | 0.20% | 0.28% | 0.33% | 0.63% | 0.76% |
| Clay | 0.15% | 0.21% | 0.28% | 0.33% | 0.53% |
| Cleburne | N/A | N/A | N/A | N/A | N/A |
| Coffee | N/A | N/A | N/A | N/A | N/A |
| Colbert | N/A | N/A | N/A | N/A | N/A |
| Conecuh | 0.18% | 0.25% | 0.34% | 0.45% | 0.79% |
| Coosa | 0.20% | 0.23% | 0.27% | 0.45% | 0.60% |
| Covington | 0.19% | 0.24% | 0.34% | 0.54% | 0.78% |
| Crenshaw | 0.20% | 0.28% | 0.35% | 0.46% | 0.86% |
| Cullman | 0.16% | 0.22% | 0.25% | 0.37% | 0.52% |
| Dale | 0.27% | 0.32% | 0.42% | 0.65% | 1.01% |
| Dallas | 0.23% | 0.30% | 0.53% | 0.68% | 1.15% |
| DeKalb | 0.22% | 0.30% | 0.36% | 0.63% | 0.81% |
| Elmore | N/A | N/A | N/A | N/A | N/A |
| Escambia | 0.27% | 0.32% | 0.44% | 0.70% | 1.00% |
| Etowah | 0.32% | 0.36% | 0.42% | 0.82% | 0.98% |
| Fayette | 0.20% | 0.26% | 0.31% | 0.55% | 0.72% |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Geneva | 0.18% | 0.27% | 0.35% | 0.64% | 0.80% |
| Greene | 0.24% | 0.35% | 0.45% | 0.56% | 0.82% |
| Hale | 0.19% | 0.26% | 0.33% | 0.63% | 0.66% |
| Henry | 0.22% | 0.32% | 0.37% | 0.74% | 0.88% |
| Houston | 0.29% | 0.33% | 0.36% | 0.75% | 0.82% |
| Jackson | 0.20% | 0.26% | 0.31% | 0.47% | 0.60% |
| Jefferson | 0.47% | 0.55% | 0.71% | 1.12% | 1.45% |
| Lamar | 0.14% | 0.22% | 0.28% | 0.36% | 0.64% |
| Lauderdale | N/A | N/A | N/A | N/A | N/A |
| Lawrence | 0.24% | 0.28% | 0.30% | 0.59% | 0.66% |
| Lee | 0.36% | 0.41% | 0.52% | 0.67% | 1.08% |
| Limestone | 0.27% | 0.35% | 0.42% | 0.75% | 0.93% |
| Lowndes | 0.28% | 0.38% | 0.45% | 0.54% | 0.90% |
| Macon | 0.30% | 0.42% | 0.52% | 1.02% | 1.22% |
| Madison | 0.33% | 0.35% | 0.56% | 0.71% | 1.16% |
| Marengo | 0.23% | 0.31% | 0.40% | 0.56% | 0.79% |
| Marion | 0.20% | 0.25% | 0.32% | 0.54% | 0.64% |
| Marshall | 0.32% | 0.38% | 0.43% | 0.75% | 0.93% |
| Mobile | 0.44% | 0.49% | 0.59% | 1.10% | 1.29% |
| Monroe | 0.16% | 0.24% | 0.31% | 0.62% | 0.82% |
| Montgomery | 0.41% | 0.46% | 0.48% | 0.98% | 0.99% |
| Morgan | 0.31% | 0.36% | 0.40% | 0.58% | 0.91% |
| Perry | 0.18% | 0.29% | 0.45% | 0.55% | 1.06% |
| Pickens | 0.23% | 0.29% | 0.37% | 0.58% | 0.98% |
| Pike | 0.20% | 0.29% | 0.35% | 0.44% | 0.76% |
| Randolph | 0.21% | 0.27% | 0.32% | 0.59% | 0.74% |
| Russell | 0.30% | 0.36% | 0.55% | 0.93% | 1.18% |
| St. Clair | 0.24% | 0.30% | 0.35% | 0.43% | 0.72% |
| Shelby | 0.18% | 0.43% | 0.48% | 0.57% | 0.88% |
| Sumter | 0.19% | 0.29% | 0.37% | 0.47% | 0.75% |
| Talladega | N/A | N/A | N/A | N/A | N/A |
| Tallapoosa | 0.23% | 0.30% | 0.32% | 0.60% | 0.75% |
| Tuscaloosa | 0.23% | 0.29% | 0.46% | 0.58% | 1.03% |
| Walker | 0.17% | 0.22% | 0.31% | 0.51% | 0.71% |
| Washington | 0.18% | 0.24% | 0.30% | 0.32% | 0.38% |
| Wilcox | 0.22% | 0.29% | 0.36% | 0.37% | 0.41% |
| Winston | 0.19% | 0.25% | 0.28% | 0.52% | 0.56% |
Source: Ownwell
Property Tax Assessment Values Across Alabama
When examining property taxes in Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by factors such as location, property condition, and economic market trends. Market value is estimated by each Alabama county assessor for tax purposes. The assessed value is then the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill. Assessment notices in Alabama are sent in the spring each year. They should reach your mailbox typically by the end of April. Each property owner receives an assessment notice that contains both the market value and assessed value along with an estimate of your property tax bill. By providing insights into how assessed values and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Alabama. Notably, Lee County has the highest median tax bill at $1,329, while Choctaw County has the lowest at $120. This comparison highlights the variability in property tax bills across the state.
Average Alabama Assessed Value
$149,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Alabama
| County | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autauga | $58,200 | $119,200 | $189,600 | $268,400 | $375,900 |
| Baldwin | $79,600 | $167,400 | $254,900 | $406,900 | $624,800 |
| Barbour | $21,300 | $43,500 | $82,600 | $162,700 | $265,850 |
| Bibb | $24,200 | $46,300 | $88,300 | $161,800 | $248,510 |
| Blount | N/A | N/A | N/A | N/A | N/A |
| Bullock | $9,082 | $27,122 | $52,910 | $102,258 | $217,685 |
| Butler | $27,940 | $48,800 | $82,900 | $143,600 | $221,700 |
| Calhoun | $35,860 | $66,810 | $121,640 | $181,370 | $269,600 |
| Chambers | $27,542 | $50,640 | $84,510 | $144,735 | $235,556 |
| Cherokee | $21,100 | $52,800 | $121,000 | $207,200 | $318,000 |
| Chilton | $40,400 | $66,900 | $120,400 | $192,400 | $277,300 |
| Choctaw | $13,140 | $24,150 | $48,430 | $88,930 | $142,470 |
| Clarke | $20,000 | $43,775 | $83,100 | $138,000 | $200,430 |
| Clay | $23,640 | $41,180 | $72,990 | $126,052 | $200,626 |
| Cleburne | N/A | N/A | N/A | N/A | N/A |
| Coffee | N/A | N/A | N/A | N/A | N/A |
| Colbert | N/A | N/A | N/A | N/A | N/A |
| Conecuh | $27,000 | $45,400 | $80,780 | $140,270 | $221,264 |
| Coosa | $26,400 | $46,900 | $86,950 | $180,475 | $472,290 |
| Covington | $38,360 | $65,790 | $114,020 | $197,040 | $302,756 |
| Crenshaw | $28,060 | $50,075 | $88,920 | $161,345 | $262,302 |
| Cullman | $60,500 | $104,200 | $169,500 | $277,200 | $463,050 |
| Dale | $40,400 | $71,220 | $110,690 | $174,750 | $266,622 |
| Dallas | $16,700 | $35,700 | $65,800 | $112,100 | $183,800 |
| DeKalb | $24,200 | $51,260 | $106,260 | $181,405 | $278,651 |
| Elmore | N/A | N/A | N/A | N/A | N/A |
| Escambia | $19,141 | $49,325 | $97,250 | $160,650 | $232,847 |
| Etowah | $33,100 | $59,700 | $135,900 | $217,700 | $328,900 |
| Fayette | $19,900 | $46,800 | $94,200 | $168,550 | $257,620 |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Geneva | $30,800 | $56,500 | $100,900 | $173,100 | $269,320 |
| Greene | $17,000 | $32,975 | $64,700 | $125,950 | $223,450 |
| Hale | $20,936 | $40,320 | $85,050 | $158,490 | $262,166 |
| Henry | $30,153 | $62,570 | $118,764 | $212,046 | $305,688 |
| Houston | $31,200 | $65,100 | $117,800 | $193,700 | $288,300 |
| Jackson | $29,400 | $56,300 | $104,900 | $178,200 | $291,300 |
| Jefferson | $42,400 | $75,000 | $150,900 | $289,300 | $458,100 |
| Lamar | $22,238 | $46,080 | $83,780 | $143,015 | $222,124 |
| Lauderdale | N/A | N/A | N/A | N/A | N/A |
| Lawrence | $39,400 | $73,600 | $132,500 | $211,700 | $305,900 |
| Lee | $75,700 | $152,140 | $237,000 | $342,620 | $481,860 |
| Limestone | $70,700 | $124,000 | $202,600 | $305,000 | $435,700 |
| Lowndes | $51,526 | $73,765 | $118,330 | $202,900 | $315,564 |
| Macon | $18,520 | $36,790 | $64,220 | $116,520 | $226,600 |
| Madison | $93,700 | $155,000 | $243,200 | $354,000 | $491,990 |
| Marengo | $17,794 | $39,925 | $83,940 | $160,470 | $254,004 |
| Marion | $30,844 | $54,435 | $95,335 | $156,720 | $243,671 |
| Marshall | $38,400 | $80,300 | $133,700 | $220,600 | $356,240 |
| Mobile | $32,200 | $61,200 | $120,600 | $189,800 | $282,800 |
| Monroe | $27,814 | $49,285 | $87,150 | $146,420 | $223,380 |
| Montgomery | $28,800 | $66,600 | $131,500 | $232,000 | $369,000 |
| Morgan | $55,900 | $93,200 | $149,900 | $231,000 | $328,190 |
| Perry | $16,744 | $36,620 | $74,720 | $142,942 | $243,201 |
| Pickens | $33,200 | $57,230 | $97,900 | $155,440 | $230,700 |
| Pike | $28,438 | $56,200 | $106,920 | $179,900 | $259,800 |
| Randolph | $28,446 | $51,770 | $99,646 | $199,562 | $353,094 |
| Russell | $29,270 | $59,206 | $115,149 | $204,173 | $285,463 |
| St. Clair | $46,796 | $91,710 | $169,020 | $241,590 | $337,882 |
| Shelby | $115,256 | $178,300 | $249,060 | $362,090 | $506,604 |
| Sumter | $14,400 | $30,708 | $62,300 | $119,675 | $221,134 |
| Talladega | N/A | N/A | N/A | N/A | N/A |
| Tallapoosa | $35,470 | $59,600 | $120,950 | $301,125 | $531,400 |
| Tuscaloosa | $56,000 | $97,600 | $160,600 | $247,475 | $365,400 |
| Walker | $25,300 | $49,500 | $97,400 | $174,200 | $276,300 |
| Washington | $24,900 | $42,200 | $82,400 | $145,950 | $213,500 |
| Wilcox | $36,068 | $56,060 | $99,190 | $173,380 | $280,194 |
| Winston | $24,586 | $53,265 | $114,100 | $257,100 | $537,374 |
Source: Ownwell
Property Tax Bills Across Alabama
In Alabama, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. The state uses an assessment ratio of 10% for residential properties. This means if a home has a market value of $149,600, its assessed value would be $14,960. The tax rate is then applied to this assessed value to determine the tax bill. Several factors influence the final tax bill, including local tax rates and exemptions. For instance, the median property tax bill in Alabama ranges significantly, from as low as $120 in Choctaw County to as high as $1,329 in Lee County. This wide range highlights the impact of local tax policies on homeowners' bills. Compared to the national median property tax rate of 0.99%, Alabama's property tax rates are generally lower, providing some financial relief to homeowners. However, the variation in tax bills across different counties can still significantly impact household budgets.
Average Alabama Tax Bill
$717
Average United States Tax Bill
$2,690
Property Tax Bills Across Alabama
| County | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Autauga | $179 | $369 | $598 | $890 | $1,301 |
| Baldwin | $296 | $562 | $967 | $1,771 | $3,098 |
| Barbour | $86 | $169 | $360 | $708 | $1,168 |
| Bibb | $53 | $112 | $224 | $414 | $648 |
| Blount | N/A | N/A | N/A | N/A | N/A |
| Bullock | $59 | $137 | $289 | $566 | $1,044 |
| Butler | $82 | $152 | $283 | $494 | $792 |
| Calhoun | $194 | $347 | $571 | $872 | $1,283 |
| Chambers | $116 | $250 | $448 | $728 | $1,120 |
| Cherokee | $119 | $288 | $617 | $1,067 | $1,695 |
| Chilton | $81 | $267 | $562 | $928 | $1,445 |
| Choctaw | $30 | $54 | $120 | $251 | $419 |
| Clarke | $55 | $152 | $300 | $500 | $750 |
| Clay | $57 | $105 | $201 | $355 | $569 |
| Cleburne | N/A | N/A | N/A | N/A | N/A |
| Coffee | N/A | N/A | N/A | N/A | N/A |
| Colbert | N/A | N/A | N/A | N/A | N/A |
| Conecuh | $68 | $145 | $297 | $505 | $802 |
| Coosa | $88 | $155 | $282 | $551 | $1,487 |
| Covington | $143 | $241 | $408 | $650 | $1,001 |
| Crenshaw | $93 | $183 | $341 | $600 | $945 |
| Cullman | $147 | $284 | $503 | $877 | $1,420 |
| Dale | $178 | $310 | $497 | $763 | $1,094 |
| Dallas | $61 | $161 | $361 | $616 | $966 |
| DeKalb | $76 | $189 | $412 | $723 | $1,136 |
| Elmore | N/A | N/A | N/A | N/A | N/A |
| Escambia | $85 | $210 | $424 | $716 | $1,070 |
| Etowah | $186 | $341 | $625 | $1,004 | $1,580 |
| Fayette | $58 | $150 | $330 | $598 | $953 |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Geneva | $100 | $206 | $373 | $629 | $940 |
| Greene | $71 | $139 | $290 | $619 | $1,064 |
| Hale | $67 | $138 | $328 | $603 | $1,001 |
| Henry | $100 | $246 | $519 | $868 | $1,264 |
| Houston | $149 | $295 | $515 | $798 | $1,203 |
| Jackson | $84 | $187 | $375 | $659 | $1,134 |
| Jefferson | $381 | $661 | $1,159 | $2,195 | $4,087 |
| Lamar | $40 | $116 | $248 | $456 | $704 |
| Lauderdale | N/A | N/A | N/A | N/A | N/A |
| Lawrence | $153 | $275 | $474 | $735 | $1,080 |
| Lee | $316 | $742 | $1,329 | $2,052 | $2,909 |
| Limestone | $253 | $508 | $871 | $1,521 | $2,827 |
| Lowndes | $216 | $349 | $581 | $941 | $1,481 |
| Macon | $94 | $205 | $408 | $713 | $1,193 |
| Madison | $528 | $816 | $1,321 | $2,100 | $3,155 |
| Marengo | $61 | $148 | $351 | $694 | $1,137 |
| Marion | $96 | $180 | $328 | $555 | $871 |
| Marshall | $196 | $393 | $654 | $1,070 | $1,691 |
| Mobile | $259 | $472 | $779 | $1,228 | $1,888 |
| Monroe | $74 | $163 | $316 | $529 | $809 |
| Montgomery | $208 | $423 | $782 | $1,339 | $2,206 |
| Morgan | $261 | $429 | $697 | $1,033 | $1,467 |
| Perry | $56 | $154 | $333 | $647 | $1,042 |
| Pickens | $127 | $233 | $403 | $659 | $955 |
| Pike | $87 | $191 | $420 | $725 | $1,071 |
| Randolph | $103 | $190 | $364 | $719 | $1,250 |
| Russell | $123 | $315 | $625 | $1,076 | $1,610 |
| St. Clair | $139 | $326 | $648 | $978 | $1,392 |
| Shelby | $103 | $808 | $1,229 | $1,866 | $2,666 |
| Sumter | $48 | $104 | $245 | $506 | $876 |
| Talladega | N/A | N/A | N/A | N/A | N/A |
| Tallapoosa | $127 | $233 | $472 | $1,098 | $2,004 |
| Tuscaloosa | $216 | $425 | $736 | $1,211 | $1,965 |
| Walker | $68 | $145 | $298 | $578 | $1,025 |
| Washington | $68 | $113 | $215 | $393 | $587 |
| Wilcox | $98 | $177 | $331 | $596 | $975 |
| Winston | $68 | $165 | $384 | $901 | $1,864 |
Source: Ownwell
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