Cameron County Property Taxes
The median property tax rate in Cameron County is 1.37%, which is higher than both the national median of 0.99% and the Texas state median of 1.67%. With the median home value in Cameron County, the typical annual property tax bill reaches $1,460, which is below the national median of $2,690. Property taxes in Cameron County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cameron County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Brownsville or another part of Cameron County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cameron County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.67%
Estimate Property Tax Bill
$3,340
$2,192
$1,148
Average Cameron County Tax Savings
Ownwell’s Cameron County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Cameron County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Cameron County to estimate your property tax bill. This insightful tool not only helps you understand potential tax liabilities but also highlights how Ownwell can help lower property taxes in Cameron County. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Cameron County, Texas
Property taxes in Cameron County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cameron County is 1.37%, which is higher than both the Texas state median of 1.69% and the U.S. national median of 0.99%. Local government entities within Cameron County set these rates annually, and they can vary significantly between different areas within the county. Each year, Cameron County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Cameron County's effective property tax rate with other counties in Texas and the national median. For comparison, the city of San Carlos has one of the higher property tax rates in Texas at 2.49%, while the city of Lyford boasts one of the lowest at 0.44%. Analyzing how Cameron County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cameron County Tax Rate
1.37%
Average Texas Tax Rate
1.67%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cameron County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alamo | 1.08% | 1.58% | 2.43% | 2.43% | 2.43% |
| Arroyo City | 0.66% | 1.26% | 1.50% | 1.66% | 1.79% |
| Bayview | 0.50% | 0.82% | 1.67% | 1.89% | 2.08% |
| Bluetown | 0.24% | 0.46% | 1.27% | 1.64% | 1.91% |
| Boca Chica Beach | 1.65% | 1.65% | 1.65% | 1.65% | 1.65% |
| Brownsville | 0.57% | 0.98% | 1.41% | 1.72% | 1.98% |
| Cameron County | N/A | N/A | N/A | N/A | N/A |
| Carricitos | 0.76% | 0.88% | 1.10% | 1.54% | 2.06% |
| Combes | 0.56% | 0.96% | 1.43% | 1.99% | 2.44% |
| El Ranchito | 0.75% | 1.32% | 1.77% | 2.16% | 2.43% |
| El Ranchitos | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Harlingen | 0.54% | 0.95% | 1.34% | 1.69% | 2.29% |
| Houston | 1.74% | 1.74% | 1.74% | 1.74% | 1.74% |
| Hrlingen | 2.40% | 2.40% | 2.40% | 2.40% | 2.40% |
| Indian Lake | 0.91% | 0.94% | 1.32% | 1.94% | 2.34% |
| La Feria | 0.42% | 0.74% | 1.22% | 1.73% | 2.15% |
| Laguna Heights | 0.78% | 1.46% | 1.73% | 1.77% | 2.19% |
| Laguna Vista | 0.85% | 1.13% | 1.45% | 1.78% | 2.01% |
| La Paloma | 0.40% | 0.63% | 1.76% | 2.01% | 2.63% |
| Las Rusias | 0.47% | 1.01% | 1.86% | 1.91% | 2.23% |
| Los Cuates | 0.66% | 1.09% | 1.91% | 2.10% | 2.41% |
| Los Fresnos | 0.45% | 0.71% | 1.13% | 1.50% | 1.83% |
| Los Indios | 0.60% | 0.84% | 1.72% | 2.01% | 2.41% |
| Lozano | 0.30% | 0.51% | 1.31% | 1.74% | 2.23% |
| Lyford | 0.33% | 0.37% | 0.44% | 0.57% | 0.59% |
| Mcallen | 1.68% | 1.68% | 1.68% | 1.68% | 1.68% |
| Mercedes | 0.49% | 1.03% | 1.18% | 1.70% | 1.75% |
| Off Bville | 1.93% | 1.93% | 1.93% | 1.93% | 1.93% |
| Olmito | 0.41% | 0.80% | 1.19% | 1.65% | 1.89% |
| Padre Island | 1.62% | 1.62% | 1.62% | 1.62% | 1.62% |
| Palm Valley | 1.06% | 1.22% | 1.28% | 1.59% | 1.64% |
| Port Isabel | 0.65% | 0.91% | 1.17% | 1.69% | 2.30% |
| Primera | 0.54% | 1.20% | 1.60% | 2.46% | 2.47% |
| Rancho Viejo | 1.06% | 1.33% | 1.63% | 2.05% | 2.24% |
| Rangerville | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% |
| Rio Hondo | 0.50% | 0.82% | 1.34% | 1.86% | 2.29% |
| River Bend Resort | 1.07% | 1.29% | 1.47% | 1.60% | 1.68% |
| San Antonio | 1.91% | 1.91% | 1.91% | 1.91% | 1.91% |
| San Benito | 0.54% | 0.86% | 1.43% | 1.91% | 2.25% |
| San Carlos | 2.49% | 2.49% | 2.49% | 2.49% | 2.49% |
| Santa Maria | 0.26% | 0.69% | 1.47% | 2.00% | 2.20% |
| Santa Rosa | 0.48% | 0.79% | 1.34% | 1.90% | 2.07% |
| Sebastian | 0.45% | 0.50% | 0.57% | 0.57% | 0.57% |
| South Padre Island | 1.00% | 1.22% | 1.32% | 1.49% | 1.67% |
| South Purmela | 0.54% | 0.74% | 0.85% | 1.11% | 1.58% |
| Wilson | 1.41% | 1.41% | 1.41% | 1.41% | 1.41% |
Source: Ownwell
$1,148
Average Cameron County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Assessment Values Across Cameron County, Texas
In Cameron County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cameron County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cameron County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. The highest median tax bill in the county is found in South Padre Island at $5,627, while Alamo has the lowest at $193. Being aware of these valuation processes in Cameron County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Average Cameron County Assessed Value
$129,230
Average Texas Assessed Value
$247,950
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cameron County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alamo | $7,292 | $7,542 | $7,958 | $81,172 | $125,100 |
| Arroyo City | $25,641 | $34,758 | $121,648 | $231,131 | $276,259 |
| Bayview | $30,834 | $63,052 | $97,825 | $209,629 | $327,236 |
| Bluetown | $40,536 | $51,183 | $117,214 | $154,639 | $250,802 |
| Boca Chica Beach | $81,360 | $81,360 | $81,360 | $81,360 | $81,360 |
| Brownsville | $43,001 | $80,481 | $156,292 | $199,777 | $262,693 |
| Cameron County | N/A | N/A | N/A | N/A | N/A |
| Carricitos | $40,799 | $78,302 | $103,064 | $111,625 | $119,968 |
| Combes | $16,931 | $32,374 | $68,806 | $131,630 | $178,979 |
| El Ranchito | $9,174 | $12,065 | $32,354 | $52,517 | $74,346 |
| El Ranchitos | $141,166 | $141,166 | $141,166 | $141,166 | $141,166 |
| Harlingen | $15,468 | $57,573 | $125,451 | $204,923 | $295,062 |
| Houston | $95,460 | $95,460 | $95,460 | $95,460 | $95,460 |
| Hrlingen | $57,137 | $57,137 | $57,137 | $57,137 | $57,137 |
| Indian Lake | $16,394 | $20,059 | $31,713 | $69,096 | $88,221 |
| La Feria | $13,446 | $27,398 | $78,922 | $161,140 | $273,110 |
| Laguna Heights | $2,580 | $4,543 | $12,794 | $51,784 | $113,208 |
| Laguna Vista | $116,353 | $182,576 | $249,120 | $351,268 | $427,220 |
| La Paloma | $10,000 | $25,277 | $48,858 | $75,000 | $81,427 |
| Las Rusias | $6,240 | $33,427 | $51,806 | $91,686 | $157,534 |
| Los Cuates | $16,524 | $36,155 | $57,992 | $98,126 | $125,924 |
| Los Fresnos | $33,519 | $65,548 | $126,545 | $199,525 | $307,293 |
| Los Indios | $3,593 | $21,650 | $48,678 | $78,230 | $110,911 |
| Lozano | $12,064 | $28,757 | $40,718 | $69,422 | $101,172 |
| Lyford | $15,944 | $27,228 | $43,783 | $99,377 | $163,298 |
| Mcallen | $251,118 | $251,118 | $251,118 | $251,118 | $251,118 |
| Mercedes | $59,914 | $62,532 | $96,726 | $286,421 | $378,731 |
| Off Bville | $250,957 | $250,957 | $250,957 | $250,957 | $250,957 |
| Olmito | $38,490 | $75,889 | $146,922 | $271,222 | $352,372 |
| Padre Island | $77,794 | $77,794 | $77,794 | $77,794 | $77,794 |
| Palm Valley | $159,743 | $178,468 | $231,397 | $356,650 | $471,337 |
| Port Isabel | $11,157 | $78,537 | $170,598 | $296,968 | $413,458 |
| Primera | $11,671 | $24,560 | $98,699 | $157,290 | $202,963 |
| Rancho Viejo | $120,878 | $168,016 | $247,994 | $315,783 | $402,184 |
| Rangerville | $1,248 | $1,276 | $1,321 | $1,366 | $1,394 |
| Rio Hondo | $9,090 | $37,000 | $76,526 | $148,992 | $247,008 |
| River Bend Resort | $43,752 | $51,925 | $72,156 | $87,042 | $96,569 |
| San Antonio | $14,183 | $14,183 | $14,183 | $14,183 | $14,183 |
| San Benito | $10,626 | $29,112 | $64,767 | $121,155 | $229,767 |
| San Carlos | $82,580 | $82,580 | $82,580 | $82,580 | $82,580 |
| Santa Maria | $11,815 | $31,084 | $57,583 | $101,208 | $168,193 |
| Santa Rosa | $16,204 | $41,068 | $81,948 | $137,970 | $226,633 |
| Sebastian | $6,982 | $12,029 | $19,181 | $73,433 | $106,833 |
| South Padre Island | $201,361 | $294,058 | $420,000 | $611,012 | $898,645 |
| South Purmela | $292,159 | $292,436 | $410,682 | $529,436 | $530,627 |
| Wilson | $247,228 | $247,228 | $247,228 | $247,228 | $247,228 |
Source: Ownwell
$1,148
Average Cameron County Tax Savings
Save on your property taxes & more with Ownwell.
Property Tax Bills Across Cameron County, Texas
Property tax bills in Cameron County, TX are determined by multiplying the assessed value of a property by the local tax rate. The assessed value is typically a percentage of the property's market value, which can fluctuate based on market conditions and property improvements. Factors such as location, property size, and market trends influence the assessed value. For instance, Cameron County's median home price is $129,230, leading to varying tax bills across different percentiles. Homeowners in the 25th percentile face tax bills around $608, while those in the 75th percentile see bills about $2,905. The highest median tax bill in the county reaches $5,627 in South Padre Island, whereas Alamo residents experience the lowest at $193. Ownwell can assist homeowners in Cameron County by providing expert property tax appeal services. By analyzing property assessments and identifying discrepancies, Ownwell helps reduce the assessed value, thereby lowering the tax bill. This tailored approach ensures homeowners pay only their fair share, resulting in significant savings.
Average Cameron County Tax Bill
$1,460
Average Texas Tax Bill
$3,971
Average United States Tax Bill
$2,690
Property Tax Bills Across Cameron County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alamo | $177 | $183 | $193 | $668 | $952 |
| Arroyo City | $195 | $472 | $2,093 | $3,356 | $4,379 |
| Bayview | $252 | $503 | $1,392 | $2,517 | $4,836 |
| Bluetown | $380 | $551 | $704 | $1,125 | $2,266 |
| Boca Chica Beach | $1,342 | $1,342 | $1,342 | $1,342 | $1,342 |
| Brownsville | $368 | $822 | $1,734 | $3,001 | $4,296 |
| Cameron County | N/A | N/A | N/A | N/A | N/A |
| Carricitos | $433 | $919 | $1,262 | $1,598 | $2,074 |
| Combes | $200 | $415 | $837 | $1,666 | $2,912 |
| El Ranchito | $123 | $240 | $374 | $663 | $880 |
| El Ranchitos | $1,686 | $1,686 | $1,686 | $1,686 | $1,686 |
| Harlingen | $206 | $554 | $1,379 | $2,632 | $4,216 |
| Houston | $1,666 | $1,666 | $1,666 | $1,666 | $1,666 |
| Hrlingen | $1,369 | $1,369 | $1,369 | $1,369 | $1,369 |
| Indian Lake | $175 | $294 | $467 | $608 | $945 |
| La Feria | $130 | $291 | $731 | $1,782 | $3,099 |
| Laguna Heights | $46 | $88 | $217 | $599 | $1,276 |
| Laguna Vista | $1,292 | $2,117 | $3,534 | $5,013 | $6,784 |
| La Paloma | $151 | $249 | $464 | $1,056 | $1,711 |
| Las Rusias | $116 | $276 | $703 | $1,118 | $2,179 |
| Los Cuates | $290 | $570 | $762 | $1,521 | $1,830 |
| Los Fresnos | $232 | $535 | $1,231 | $2,440 | $4,042 |
| Los Indios | $44 | $239 | $552 | $961 | $1,641 |
| Lozano | $117 | $220 | $474 | $701 | $1,174 |
| Lyford | $61 | $110 | $216 | $423 | $638 |
| Mcallen | $4,213 | $4,213 | $4,213 | $4,213 | $4,213 |
| Mercedes | $492 | $1,120 | $1,643 | $2,962 | $4,303 |
| Off Bville | $4,844 | $4,844 | $4,844 | $4,844 | $4,844 |
| Olmito | $262 | $592 | $1,417 | $3,626 | $5,798 |
| Padre Island | $1,260 | $1,260 | $1,260 | $1,260 | $1,260 |
| Palm Valley | $1,547 | $2,202 | $2,852 | $5,699 | $7,689 |
| Port Isabel | $189 | $858 | $1,832 | $3,170 | $4,869 |
| Primera | $265 | $409 | $1,044 | $1,967 | $2,653 |
| Rancho Viejo | $1,626 | $2,305 | $3,850 | $6,008 | $7,992 |
| Rangerville | $23 | $24 | $25 | $25 | $26 |
| Rio Hondo | $121 | $344 | $873 | $1,893 | $3,324 |
| River Bend Resort | $564 | $653 | $950 | $1,257 | $1,603 |
| San Antonio | $270 | $270 | $270 | $270 | $270 |
| San Benito | $145 | $352 | $760 | $1,503 | $2,768 |
| San Carlos | $2,052 | $2,052 | $2,052 | $2,052 | $2,052 |
| Santa Maria | $126 | $258 | $702 | $1,152 | $1,858 |
| Santa Rosa | $191 | $453 | $968 | $1,723 | $2,588 |
| Sebastian | $37 | $60 | $86 | $148 | $406 |
| South Padre Island | $2,553 | $3,643 | $5,627 | $8,046 | $11,764 |
| South Purmela | $2,186 | $3,689 | $4,528 | $4,777 | $5,222 |
| Wilson | $3,487 | $3,487 | $3,487 | $3,487 | $3,487 |
Source: Ownwell
$1,148
Average Cameron County Tax Savings
Save on your property taxes & more with Ownwell.
Want to lower your Cameron County property taxes?
Looking to reduce your Cameron County property taxes? Ownwell is the leading property tax protest company serving Cameron County. We specialize in helping property owners in the Brownsville area and beyond lower their taxes by working directly with the Cameron County Appraisal District. Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Cameron County property tax protest process and identify all available property tax exemptions so you don’t have to. Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and identify strategic opportunities for reducing your tax burden. By managing the protest process from beginning to end, we not only simplify the procedure but also increase your chances of obtaining a favorable result. Let Ownwell be your trusted partner in lowering your Cameron County property tax expenses through our proven strategies and expert advocacy.
Property Tax Protests in Texas
In Cameron County, TX, the property tax protest process allows homeowners to appeal their property tax assessments if they believe they are inaccurate. The process begins with homeowners receiving their assessed property value from the county appraisal district. If they disagree with this assessed value, they have the right to file a protest. To initiate an appeal, homeowners must submit a formal protest to the Cameron County Appraisal District, typically within 30 days of receiving their assessment notice. The protest can be filed online, by mail, or in person. After filing, homeowners will receive a notice of hearing, which provides the date and time for their appeal to be heard by the Appraisal Review Board (ARB). The ARB is an independent panel that listens to property tax appeals. During the hearing, homeowners can present evidence to support their claim that the assessed value is too high. This evidence might include recent sales data of comparable properties, an independent appraisal, or photographs showing property condition issues. The ARB will consider the evidence and make a decision to either adjust the assessed value or leave it unchanged. Potential outcomes of the appeal process include a reduced assessed value, which can lower the property tax bill, or the confirmation of the original assessment. In some cases, the ARB may determine that the assessed value should be increased, though this is less common. Ownwell assists homeowners throughout the appeal process by providing expert guidance and representation. Our team of professionals prepares the necessary documentation, presents compelling evidence, and advocates on behalf of the homeowner during the ARB hearing. By leveraging our expertise, homeowners have a higher chance of achieving a favorable outcome and reducing their property tax burden.
Exemptions in Texas
In Cameron County, TX, homeowners have access to several property tax exemption programs designed to reduce their tax burden. The most common exemption is the Homestead Exemption, which is available to homeowners who occupy their property as their primary residence. This exemption can significantly lower the assessed value of the home, resulting in reduced property taxes. Another valuable exemption is the Over-65 Exemption, which provides additional tax relief to senior citizens aged 65 and older. This exemption not only lowers the assessed value but also often includes a school tax freeze, ensuring that school taxes do not increase as long as the homeowner remains in the residence. Disabled homeowners in Cameron County can benefit from the Disability Exemption, which offers similar financial relief by reducing the assessed value of the property. Veterans and their surviving spouses may qualify for the Disabled Veteran Exemption, which provides varying levels of tax reduction based on the degree of disability. Applying for these exemptions typically involves submitting an application to the Cameron County Appraisal District along with the necessary documentation proving eligibility, such as proof of age, disability status, or veteran status. Ownwell assists homeowners by guiding them through the application process, ensuring all required forms and documentation are correctly submitted. By leveraging Ownwell’s expertise, homeowners can maximize their tax savings and take full advantage of the available exemptions.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Cameron Appraisal District | |
| Phone | (956) 399-9322 |
| Website | cameron.prodigycad.com |
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