Property Taxes in Pennsylvania
The median Pennsylvania property tax rate is 2.81%, significantly higher than the national median of 0.99%. With a median home value of $114,400, the median Pennsylvania property tax bill amounts to $3,063 annually. This is considerably higher compared to the national median annual property tax bill. Property taxes in Pennsylvania are calculated based on the tax assessed value, which typically falls below the actual market value due to property tax exemptions, such as the primary residence or agriculture exemption. Understanding your county's specific property tax system, exploring property tax exemptions, and recognizing opportunities for property tax reductions can lead to significant annual tax savings. Familiarizing yourself with the property taxes in your location can benefit homeowners and investors alike.
Last Updated June 14, 2024
Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.81%
Estimate Property Tax Bill
$3,215
Ownwell’s Pennsylvania Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Pennsylvania with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Pennsylvania to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’d like to see trends on a county or city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Pennsylvania
Property taxes in Pennsylvania fund essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Pennsylvania is 2.81% compared to the national median property tax rate of 0.99%. The tax rate is set by local government entities, and it can vary widely between different areas within the state. Put simply, each county estimates its required budget to provide services for the upcoming year, and then divides that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, that is the process followed each year. Compare a Pennsylvania county’s effective property tax rate to other counties in Pennsylvania or the US median property tax rate below. Westmoreland County has the highest property tax rate in Pennsylvania at 12.81%. Monroe County has the lowest property tax rate in Pennsylvania at 0.59%.
Average Pennsylvania Tax Rate
2.81%
Average United States Tax Rate
0.99%
Property Tax Rates Across Pennsylvania
| County | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams | 1.33% | 1.69% | 1.78% | 2.05% | 2.15% |
| Allegheny | 1.12% | 2.25% | 2.59% | 3.06% | 3.60% |
| Armstrong | 2.41% | 2.80% | 2.94% | 3.21% | 3.55% |
| Beaver | 5.30% | 5.38% | 6.15% | 6.36% | 7.05% |
| Bedford | 1.19% | 1.33% | 1.45% | 1.57% | 1.61% |
| Berks | 3.76% | 4.08% | 4.37% | 4.47% | 4.59% |
| Blair | 1.24% | 1.37% | 1.57% | 1.57% | 1.63% |
| Bradford | 2.05% | 2.82% | 3.22% | 3.62% | 4.07% |
| Bucks | 1.56% | 1.59% | 1.91% | 2.01% | 2.20% |
| Butler | N/A | N/A | N/A | N/A | N/A |
| Cambria | 9.06% | 9.33% | 10.13% | 12.20% | 13.23% |
| Cameron | 3.77% | 3.89% | 4.04% | 4.12% | 4.54% |
| Carbon | 2.89% | 3.13% | 3.64% | 3.88% | 4.82% |
| Centre | 2.90% | 3.04% | 3.13% | 3.59% | 3.72% |
| Chester | 2.73% | 3.07% | 3.50% | 4.06% | 4.88% |
| Clarion | 7.56% | 7.66% | 8.04% | 9.03% | 9.20% |
| Clearfield | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
| Clinton | 1.97% | 1.98% | 2.04% | 2.26% | 2.88% |
| Columbia | 3.20% | 3.37% | 3.65% | 4.11% | 4.13% |
| Crawford | 2.78% | 4.33% | 5.74% | 6.03% | 6.27% |
| Cumberland | 1.34% | 1.46% | 1.84% | 1.94% | 2.11% |
| Dauphin | 2.66% | 2.69% | 2.88% | 3.47% | 4.84% |
| Delaware | 1.82% | 2.22% | 2.80% | 3.73% | 4.19% |
| Elk | 2.80% | 2.90% | 3.06% | 3.63% | 3.76% |
| Erie | 2.08% | 2.53% | 2.59% | 3.76% | 3.76% |
| Fayette | 0.71% | 0.75% | 0.87% | 1.68% | 2.65% |
| Forest | 8.41% | 8.43% | 8.80% | 9.14% | 9.21% |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Fulton | 4.20% | 4.20% | 4.59% | 4.76% | 4.87% |
| Greene | 3.05% | 3.40% | 3.80% | 4.28% | 4.50% |
| Huntingdon | 0.67% | 5.16% | 5.91% | 6.12% | 6.51% |
| Indiana | 1.44% | 1.74% | 2.03% | 2.30% | 2.63% |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| Juniata | 9.49% | 9.59% | 9.79% | 9.84% | 10.34% |
| Lackawanna | N/A | N/A | N/A | N/A | N/A |
| Lancaster | 1.82% | 1.95% | 2.13% | 2.39% | 3.73% |
| Lawrence | 2.41% | 2.59% | 2.91% | 3.56% | 4.11% |
| Lebanon | 1.94% | 2.03% | 2.19% | 2.28% | 2.99% |
| Lehigh | 2.03% | 2.30% | 2.78% | 3.21% | 3.38% |
| Luzerne | N/A | N/A | N/A | N/A | N/A |
| Lycoming | 2.24% | 2.42% | 2.61% | 3.03% | 4.00% |
| McKean | 2.63% | 3.19% | 3.45% | 3.79% | 3.94% |
| Mercer | N/A | N/A | N/A | N/A | N/A |
| Mifflin | 2.71% | 2.78% | 2.92% | 3.17% | 3.31% |
| Monroe | 0.38% | 0.51% | 0.59% | 0.73% | 2.49% |
| Montgomery | 3.14% | 3.63% | 3.94% | 4.56% | 6.05% |
| Montour | 1.64% | 1.70% | 1.78% | 2.44% | 2.44% |
| Northampton | 3.61% | 3.66% | 3.95% | 4.35% | 4.42% |
| Northumberland | N/A | N/A | N/A | N/A | N/A |
| Perry | 1.20% | 1.20% | 1.60% | 1.80% | 1.80% |
| Philadelphia | 0.50% | 0.79% | 1.20% | 1.40% | 1.40% |
| Pike | 2.69% | 2.70% | 3.72% | 3.88% | 3.98% |
| Potter | 5.26% | 6.33% | 6.53% | 6.96% | 8.36% |
| Schuylkill | 2.96% | 3.08% | 3.41% | 4.06% | 4.53% |
| Snyder | 2.36% | 2.38% | 2.51% | 3.10% | 4.48% |
| Somerset | 1.90% | 2.24% | 2.69% | 3.00% | 3.23% |
| Sullivan | 1.11% | 1.15% | 1.19% | 1.28% | 1.28% |
| Susquehanna | 2.95% | 3.07% | 3.31% | 3.55% | 3.73% |
| Tioga | 2.33% | 2.65% | 2.81% | 2.99% | 3.29% |
| Union | 1.09% | 1.56% | 2.00% | 2.07% | 2.28% |
| Venango | N/A | N/A | N/A | N/A | N/A |
| Warren | 2.92% | 3.45% | 3.99% | 4.29% | 4.54% |
| Washington | 1.59% | 1.64% | 1.79% | 1.92% | 2.27% |
| Wayne | 1.95% | 2.17% | 2.19% | 2.30% | 2.37% |
| Westmoreland | 10.80% | 11.67% | 12.81% | 13.99% | 14.82% |
| Wyoming | 5.16% | 5.59% | 5.74% | 5.76% | 6.12% |
| York | 2.68% | 2.94% | 3.29% | 3.47% | 3.73% |
Source: Ownwell
Property Tax Assessment Values Across Pennsylvania
When examining property taxes in Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by factors such as location, property condition, and economic market trends. Market value is estimated by each Pennsylvania county assessor for tax purposes. The assessed value is then the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill. Assessment notices in Pennsylvania are sent in the spring each year. They should reach your mailbox typically by the end of April. Each property owner receives an assessment notice that contains both the market value and assessed value along with an estimate of your property tax bill. By providing insights into how assessed values and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pennsylvania. Chester County has the highest median tax bill at $6,037, while Clearfield County has the lowest at $214.
Average Pennsylvania Assessed Value
$114,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Pennsylvania
| County | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams | $123,600 | $159,000 | $207,500 | $284,900 | $398,200 |
| Allegheny | $35,000 | $64,100 | $108,200 | $172,400 | $279,000 |
| Armstrong | $31,370 | $53,860 | $84,270 | $129,380 | $196,200 |
| Beaver | $21,300 | $31,500 | $44,800 | $62,700 | $91,300 |
| Bedford | $22,400 | $54,300 | $101,200 | $155,100 | $242,000 |
| Berks | $35,000 | $66,800 | $97,000 | $140,400 | $196,200 |
| Blair | $44,200 | $72,100 | $113,500 | $162,900 | $228,100 |
| Bradford | $22,900 | $40,301 | $61,590 | $91,800 | $141,303 |
| Bucks | $165,957 | $212,766 | $300,000 | $421,277 | $584,468 |
| Butler | N/A | N/A | N/A | N/A | N/A |
| Cambria | $4,180 | $7,200 | $12,040 | $20,250 | $29,620 |
| Cameron | $7,190 | $14,100 | $27,300 | $40,675 | $56,305 |
| Carbon | $26,500 | $51,600 | $80,600 | $119,800 | $163,570 |
| Centre | $28,010 | $59,740 | $97,340 | $150,000 | $212,792 |
| Chester | $83,190 | $118,390 | $166,835 | $232,980 | $316,000 |
| Clarion | $2,860 | $7,310 | $13,522 | $21,570 | $30,533 |
| Clearfield | $24,495 | $51,010 | $86,111 | $136,869 | $203,131 |
| Clinton | $12,480 | $27,000 | $57,200 | $95,500 | $145,620 |
| Columbia | $27,928 | $40,533 | $60,804 | $91,516 | $127,511 |
| Crawford | $8,100 | $15,301 | $26,552 | $41,850 | $59,770 |
| Cumberland | $101,100 | $139,300 | $182,700 | $250,900 | $346,400 |
| Dauphin | $37,100 | $63,200 | $99,700 | $146,200 | $222,400 |
| Delaware | $70,700 | $115,410 | $197,870 | $322,000 | $482,579 |
| Elk | $4,500 | $15,100 | $39,300 | $57,800 | $81,400 |
| Erie | $35,000 | $67,275 | $98,900 | $145,100 | $208,950 |
| Fayette | $16,130 | $31,340 | $51,500 | $84,100 | $130,110 |
| Forest | $2,670 | $3,970 | $6,350 | $10,590 | $17,080 |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Fulton | $1,340 | $4,385 | $13,800 | $28,675 | $49,220 |
| Greene | $8,000 | $18,862 | $35,632 | $66,272 | $110,582 |
| Huntingdon | $5,000 | $8,400 | $15,500 | $27,450 | $42,000 |
| Indiana | $23,200 | $56,600 | $98,600 | $151,600 | $221,390 |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| Juniata | $5,180 | $9,640 | $17,920 | $26,550 | $36,372 |
| Lackawanna | N/A | N/A | N/A | N/A | N/A |
| Lancaster | $79,900 | $132,600 | $177,300 | $237,000 | $314,200 |
| Lawrence | $19,700 | $38,800 | $65,300 | $104,900 | $159,200 |
| Lebanon | $62,730 | $113,346 | $159,855 | $225,871 | $316,632 |
| Lehigh | $76,700 | $114,200 | $166,200 | $243,000 | $324,100 |
| Luzerne | N/A | N/A | N/A | N/A | N/A |
| Lycoming | $36,811 | $62,870 | $87,660 | $123,225 | $166,840 |
| McKean | $7,460 | $12,980 | $23,400 | $50,090 | $92,568 |
| Mercer | N/A | N/A | N/A | N/A | N/A |
| Mifflin | $27,300 | $43,600 | $67,100 | $98,600 | $142,800 |
| Monroe | $63,170 | $95,000 | $134,550 | $185,880 | $249,910 |
| Montgomery | $79,730 | $107,820 | $143,105 | $196,300 | $283,677 |
| Montour | $48,150 | $76,800 | $108,200 | $160,200 | $235,600 |
| Northampton | $63,200 | $83,600 | $115,200 | $158,600 | $214,400 |
| Northumberland | N/A | N/A | N/A | N/A | N/A |
| Perry | $45,200 | $87,700 | $142,500 | $208,800 | $313,600 |
| Philadelphia | $69,800 | $115,000 | $182,300 | $268,100 | $411,000 |
| Pike | $58,720 | $80,652 | $106,483 | $139,437 | $176,573 |
| Potter | $3,659 | $7,040 | $13,240 | $23,342 | $37,028 |
| Schuylkill | $17,460 | $28,790 | $47,370 | $87,520 | $132,546 |
| Snyder | $7,050 | $11,420 | $20,600 | $29,520 | $39,041 |
| Somerset | $18,626 | $32,300 | $50,500 | $79,700 | $119,390 |
| Sullivan | $38,791 | $68,502 | $127,680 | $225,120 | $358,848 |
| Susquehanna | $9,020 | $20,200 | $40,400 | $63,200 | $94,580 |
| Tioga | $21,110 | $42,560 | $70,440 | $107,470 | $155,036 |
| Union | $7,000 | $21,375 | $93,150 | $254,525 | $427,160 |
| Venango | N/A | N/A | N/A | N/A | N/A |
| Warren | $9,137 | $20,155 | $33,691 | $49,570 | $70,500 |
| Washington | $38,900 | $73,700 | $129,900 | $214,200 | $331,800 |
| Wayne | $20,400 | $112,075 | $179,900 | $259,100 | $374,800 |
| Westmoreland | $5,620 | $9,780 | $16,850 | $27,340 | $40,770 |
| Wyoming | $17,000 | $32,400 | $49,130 | $71,082 | $99,413 |
| York | $51,960 | $93,590 | $130,990 | $177,672 | $246,010 |
Source: Ownwell
Property Tax Bills Across Pennsylvania
In Pennsylvania, property tax bills are calculated based on the assessed value of a property, which is determined by local county assessors. This assessed value is then multiplied by the local tax rate, known as the millage rate, to determine the annual tax bill. Factors such as the property's location, size, and condition are considered in the assessment process. Homeowners in Pennsylvania experience a wide range of property tax bills. For instance, the median home price is $114,400, and tax bills can vary significantly. At the 25th percentile, homeowners pay around $1,565, while those at the 75th percentile face bills as high as $4,991. The disparity is even more pronounced at the 90th percentile, where tax bills can reach $7,425. Chester County has the highest median tax bill at $6,037, whereas Clearfield County has the lowest at just $214. Compared to the national median property tax rate of 0.99%, Pennsylvania's rates can significantly impact homeowners, depending on their property's assessed value and location.
Average Pennsylvania Tax Bill
$3,063
Average United States Tax Bill
$2,690
Property Tax Bills Across Pennsylvania
| County | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams | $2,226 | $2,978 | $3,745 | $4,840 | $6,183 |
| Allegheny | $691 | $1,326 | $2,758 | $4,656 | $7,567 |
| Armstrong | $880 | $1,559 | $2,533 | $3,877 | $5,817 |
| Beaver | $1,248 | $1,936 | $2,704 | $3,716 | $5,349 |
| Bedford | $322 | $776 | $1,429 | $2,146 | $3,047 |
| Berks | $1,513 | $2,874 | $4,153 | $5,894 | $8,164 |
| Blair | $672 | $1,075 | $1,685 | $2,395 | $3,251 |
| Bradford | $655 | $1,231 | $1,935 | $2,799 | $3,991 |
| Bucks | $3,243 | $4,228 | $5,548 | $7,409 | $10,050 |
| Butler | N/A | N/A | N/A | N/A | N/A |
| Cambria | $433 | $783 | $1,315 | $2,131 | $3,137 |
| Cameron | $282 | $554 | $1,107 | $1,684 | $2,313 |
| Carbon | $1,181 | $1,901 | $2,835 | $4,140 | $5,736 |
| Centre | $1,007 | $2,018 | $3,173 | $4,814 | $6,786 |
| Chester | $3,119 | $4,347 | $6,037 | $8,242 | $10,777 |
| Clarion | $234 | $588 | $1,119 | $1,793 | $2,602 |
| Clearfield | $61 | $126 | $214 | $339 | $505 |
| Clinton | $267 | $584 | $1,228 | $2,158 | $3,210 |
| Columbia | $1,047 | $1,544 | $2,229 | $3,262 | $4,508 |
| Crawford | $408 | $784 | $1,304 | $2,059 | $3,013 |
| Cumberland | $1,747 | $2,411 | $3,176 | $4,279 | $5,787 |
| Dauphin | $1,511 | $2,227 | $3,037 | $4,323 | $6,359 |
| Delaware | $2,387 | $4,058 | $5,691 | $7,798 | $10,761 |
| Elk | $138 | $456 | $1,325 | $1,947 | $2,720 |
| Erie | $1,128 | $2,047 | $2,898 | $3,894 | $5,394 |
| Fayette | $145 | $303 | $548 | $1,000 | $1,702 |
| Forest | $233 | $351 | $559 | $941 | $1,526 |
| Franklin | N/A | N/A | N/A | N/A | N/A |
| Fulton | $141 | $281 | $734 | $1,475 | $2,310 |
| Greene | $301 | $705 | $1,387 | $2,487 | $4,041 |
| Huntingdon | $136 | $370 | $782 | $1,468 | $2,333 |
| Indiana | $541 | $1,179 | $2,051 | $3,149 | $4,457 |
| Jefferson | N/A | N/A | N/A | N/A | N/A |
| Juniata | $527 | $963 | $1,779 | $2,642 | $3,638 |
| Lackawanna | N/A | N/A | N/A | N/A | N/A |
| Lancaster | $2,240 | $3,026 | $3,883 | $5,092 | $6,696 |
| Lawrence | $729 | $1,314 | $2,023 | $2,973 | $4,377 |
| Lebanon | $1,598 | $2,568 | $3,511 | $4,832 | $6,691 |
| Lehigh | $2,348 | $3,312 | $4,452 | $5,909 | $7,638 |
| Luzerne | N/A | N/A | N/A | N/A | N/A |
| Lycoming | $991 | $1,869 | $2,556 | $3,356 | $4,437 |
| McKean | $255 | $442 | $784 | $1,580 | $2,737 |
| Mercer | N/A | N/A | N/A | N/A | N/A |
| Mifflin | $820 | $1,345 | $1,976 | $2,865 | $4,135 |
| Monroe | $390 | $559 | $814 | $1,224 | $2,288 |
| Montgomery | $3,303 | $4,398 | $5,764 | $7,998 | $11,260 |
| Montour | $981 | $1,589 | $2,126 | $2,936 | $4,288 |
| Northampton | $2,775 | $3,527 | $4,642 | $6,244 | $8,412 |
| Northumberland | N/A | N/A | N/A | N/A | N/A |
| Perry | $601 | $1,277 | $2,100 | $3,148 | $4,715 |
| Philadelphia | $518 | $1,040 | $1,943 | $3,057 | $4,667 |
| Pike | $1,905 | $2,651 | $3,676 | $4,831 | $6,106 |
| Potter | $321 | $565 | $970 | $1,542 | $2,217 |
| Schuylkill | $726 | $1,066 | $1,680 | $2,896 | $4,338 |
| Snyder | $201 | $343 | $582 | $836 | $1,098 |
| Somerset | $460 | $808 | $1,299 | $2,157 | $3,362 |
| Sullivan | $479 | $837 | $1,552 | $2,748 | $4,516 |
| Susquehanna | $306 | $667 | $1,338 | $2,093 | $3,118 |
| Tioga | $575 | $1,178 | $1,960 | $2,911 | $4,066 |
| Union | $140 | $461 | $1,656 | $3,697 | $6,092 |
| Venango | N/A | N/A | N/A | N/A | N/A |
| Warren | $341 | $710 | $1,260 | $1,892 | $2,730 |
| Washington | $527 | $1,308 | $2,319 | $3,783 | $5,799 |
| Wayne | $575 | $2,591 | $4,013 | $5,736 | $8,289 |
| Westmoreland | $756 | $1,287 | $2,150 | $3,453 | $5,134 |
| Wyoming | $1,140 | $1,944 | $2,930 | $4,154 | $5,736 |
| York | $2,191 | $3,159 | $4,203 | $5,574 | $7,613 |
Source: Ownwell
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